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2718 Ferndale St, Houston, TX 77098 Property Records

Harris County property record for 2718 Ferndale St, Houston, TX 77098

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 5,295 sqft · built 1985
Lot Size0.083 acres (3,614 sqft)
Owner2 Individual Names on File
Last Sale$1,125,000 (Jan 2002)
Tax Bill$12,613 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-018-005-0003

Property Details

APN / Parcel Number

Primary APN064-018-005-0003

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area5,295 sqft Living Area
1st Floor Area1,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area3,614 sqft (0.083 acres)
View / LotNeighborhood
Garage Area312 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area91 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0640180050003
Street Address2718 FERNDALE ST
CityHOUSTON
StateTX
Zip77098-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 3 BLK 5 FERNDALE ANNEX (KERRS)
Legal SubdivisionFERNDALE ANNEX
Legal Tract3
Legal Block5
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1003
Census Tract411001

Owner

Source: Harris County assessment roll, APN 064-018-005-0003, as of May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2718 FERNDALE ST, HOUSTON, TX 77098-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage
RAYMOND JAMES BK
Jul 21, 2020Deed of Trust, Mortgage
RAYMOND JAMES BK
Nov 21, 2018Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2002 · Amount on Record
Deed SaleJan 15, 2002 · Amount on Record
Prior SaleJul 15, 1997 · Amount on Record
Deed Document Number2002540610
Deed Book / Page54788 / 2248
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2718 FERNDALE ST, HOUSTON, TX 77098-1114
Document Number0000429652
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2718 FERNDALE ST HOUSTON TX 770981114, HOUSTON, TX 77098-1114

Mortgage

Document Number0000429652
DateSep 14, 2020
Instrument429652
Lender
NameRAYMOND JAMES BK
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
AmountAmount Recorded
Term360 Months
DueSep 13, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2718 FERNDALE ST, HOUSTON, TX 77098-1114
Document Number0000347063
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2718 FERNDALE ST HOUSTON TX 770981114, HOUSTON, TX 77098-1114

Mortgage

Document Number0000347063
DateAug 03, 2020
Instrument347063
Lender
NameRAYMOND JAMES BK
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
AmountAmount Recorded
Term360 Months
DueAug 02, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2718 FERNDALE ST, HOUSTON, TX 77098-1114
Document Number0000532373
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 06, 2018
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2718 FERNDALE ST HOUSTON TX 770981114, HOUSTON, TX 77098-1114

Mortgage

Document Number0000532373
DateNov 27, 2018
Instrument532373
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueNov 26, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Harris County assessment roll as of May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,613.00 (-8.82%) Homeowner's exemption$1,154,093 (+5.98%) Land $351,555 Building $802,538$1,154,093 (+5.98%) Land $351,555 Building $802,538
2024$13,833.00 (+1.43%)
2023$1,089,000 Land $351,555 Building $737,445$1,089,000 Land $351,555 Building $737,445
2022$13,638.00 (-21.61%)
2020$17,398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014110011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2001 · Tropical Storm Allison-06-06-2001
Claims by Event
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 701 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1010013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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