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27178 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27178 Fairmount Rd, Westover, MD 21871

Property Summary

Property TypeCommercial
Details2 ba · 1,152 sqft · built 2012
Lot Size5.3 acres (230,868 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Jan 2005)
Tax Bill$1,728 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jul 2026 Sale
Flood ZoneZone AE (high risk)
APN06-097448

Property Details

APN / Parcel Number

Primary APN06-097448
Alternative APNs
  • 6097448
  • 097448

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Exterior MaterialSiding
Roof MaterialMetal
Lot Area230,868 sqft (5.3 acres)

Exterior Amenities

PorchPorch
Porch Area168 sqft
Shed1 Shed
Shed Area336 sqft
Mobile Home / RV HookupMobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number097448
Street Address27178 FAIRMOUNT RD
CityWESTOVER
StateMD
Zip21871-4216
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMRC
Legal Description5.30 ACRES RT 361-LANDONVLLE RD LOWER HILL
JurisdictionSOMERSET MD
Township / Civil Division6, FAIRMOUNT
Census Block Group3
Census Block3009
Census Tract930800

Owner

27178 Fairmount Rd, a commercial property, is owned by an individual who acquired it in June 2024.

Source: Somerset County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 226, UPPER FAIRMOUNT, MD 21867-0226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
OCEAN REEF TITLE, OCEAN INVESTMENTS TITLE
Jul 21, 2026Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2005 · Amount on File
Deed SaleJan 28, 2005 · Amount on File
Prior SaleJun 29, 1995 · Amount on File
Deed Document Number200550104
Deed Book / Page594 / 170
Last Transfer DateJun 28, 2024
Transfer Doc0013550193
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Recording DateOct 7, 2026
Property Address27178 FAIRMOUNT RD, WESTOVER, MD 21871-4216
Document Number1490000113
Book / Page1490 / 113
Instrument DateOct 5, 2026
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyOCEAN REEF TITLE, OCEAN INVESTMENTS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27178 FAIRMOUNT RD, WESTOVER, MD 21871-4216

Mortgage

Document Number1490000113,
DateOct 7, 2026
Book Page1490/113
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term96 Months
DueOct 5, 2034
Interest
Rate15.7%
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateJul 21, 2026
Property Address27178 FAIRMOUNT RD, WESTOVER, MD 21871-4216
Document Number1476000164
Book / Page1476 / 164
Instrument DateJul 17, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 27178 Fairmount Rd was $1,728.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,067 (+0.41%)$156,700 (-) Land $35,300 Building $121,400
2025$1,728.00$155,433$156,700 Land $35,300 Building $121,400
2023$1,721.00$154,800 Land $35,300 Building $119,500$154,800 Land $35,300 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27178 Fairmount Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 120 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims13 (2012–2024)
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27178 Fairmount Rd is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 98.8% of Maryland
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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