2716 Rutledge Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 2716 Rutledge Ct, Winter Haven, FL 33884

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,419 sqft · built 2006
Lot Size	0.074 acres (3,202 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Oct 2019)
Tax Bill	$827 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687552-002730`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687552-002730`
Alternative APNs	`132926687552002730` `32926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	1,661 sqft
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	3,202 sqft (0.074 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	242 sqft
Porch	Screened/Unfinished Porch
Porch Area	128 sqft

Location & Zoning

Street Address	2716 RUTLEDGE CT
City	WINTER HAVEN
State	FL
Zip	33884-5230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 273
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	TRADITIONS PHASE 1
Legal Phase	1
Legal Tract	687552
Legal Block	2
Legal Lot Number	273
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2000
Census Tract	14401

Owner

2716 Rutledge Ct, a townhouse, is owned and occupied by two individuals who bought it in October 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2716 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Mar 5, 2007 · Amount on File
Deed Document Number	2019227891
Deed Book / Page	11020 / 762
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 28, 2019
Property Address	2716 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number	0110200762
Book / Page	011020 / 000762
Instrument Date	Oct 25, 2019
Instrument	227891
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2716 RUTLEDGE CT WINTER HAVEN FL 338845230, WINTER HAVEN, FL 33884-5230

Mortgage

Document Number	110200764
Date	Oct 28, 2019
Book Page	011020/000764
Instrument	227892

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2716 Rutledge Ct was $827 with exemptions applied.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,498 (+2.7%)	$199,000 (-1.97%) Land $100 Building $198,900
2025	$827.00 Homeowner's exemption	$122,199	$203,000 Land $100 Building $202,900
2023	$764.00 (+4.37%) Homeowner's exemption	$115,296 (+3%)	$212,500 (+11.84%) Land $100 Building $212,400
2022	$732.00 Homeowner's exemption	$111,938	$190,000 Land $100 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2716 Rutledge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2716 Rutledge Ct is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35