2716 Ritchie St, Oakland, CA 94605 Property Records

Alameda County property record for 2716 Ritchie St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,262 sqft · built 1925
Lot Size	0.099 acres (4,294 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Oct 2021)
Tax Bill	$8,671 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-3407-27`

Property Details

APN / Parcel Number

Primary APN	`40-3407-27`
Alternative APN	`040-3407-027-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,294 sqft (0.099 acres)

Location & Zoning

Street Address	2716 RITCHIE ST
City	OAKLAND
State	CA
Zip	94605-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00027 BLK: AR: 0040 PAGE: 3407
Legal Subdivision	CLOVER GARDENS
Legal Lot Number	43
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3001
Census Tract	408400

Owner

2716 Ritchie St is owned and occupied by two individuals who bought it in October 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	2021355066
Prior Transfer Date	Aug 28, 2014
Prior Transfer Doc	0000215086
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 28, 2021
Property Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000355066
Map Reference	MB 28 PG 24
Instrument Date	Oct 21, 2021
Instrument	2021355066
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330

Mortgage

Document Number	0000355067
Date	Oct 28, 2021
Instrument	2021355067

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056007
Date	Mar 28, 2019
Instrument	2019056007

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000091055
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2716 RITCHIE ST OAKLAND CA 946053330, OAKLAND, CA 94605-3330

Mortgage

Document Number	0000091055
Date	Apr 22, 2020
Instrument	91055

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2716 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000059891
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2716 RITCHIE ST OAKLAND CA 946053330, OAKLAND, CA 94605-3330

Mortgage

Document Number	0000059891
Date	Mar 13, 2017
Instrument	59891

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2716 Ritchie St was $8,671 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,803 (+0.86%) Land $188,341 Building $439,462
2025	$8,671.00 Homeowner's exemption	$615,495 Land $184,648 Building $430,847
2023	$9,819.00 Homeowner's exemption	$591,600 Land $177,480 Building $414,120	$580,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2716 Ritchie St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2716 Ritchie St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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