2716 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2716 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,230 sqft · built 1978
Lot Size	0.23 acres (10,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jan 2020)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-39-041`

Property Details

APN / Parcel Number

Primary APN	`166-39-041`
Alternative APN	`166390413`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Tile
Lot Area	10,030 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2716 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SHADOW MOUNTAIN ESTATES MCR 191-09
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	SHADOW MOUNTAIN ESTATES
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	104802

Owner

Source: Maricopa County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage REALI LOANS INC
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Oct 24, 1994 · Amount on Record
Deed Document Number	202052079
Last Transfer Date	May 10, 2021
Transfer Doc	0000992223
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822

Mortgage

Document Number	0000168055
Date	Mar 24, 2026
Instrument	20260168055

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822

Mortgage

Document Number	0000621306
Date	Oct 28, 2025
Instrument	20250621306

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822

Mortgage

Document Number	0000211077
Date	Apr 25, 2023
Instrument	20230211077

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 14, 2021
Property Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Document Number	0000992223
Map Reference	MB 191 PG 9
Instrument Date	May 10, 2021
Instrument	20210992223
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822

Mortgage

Document Number	0000992224
Date	Sep 14, 2021
Instrument	20210992224

Lender

Name	REALI LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 21, 2020
Property Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822
Document Number	0000052079
Map Reference	MB 191 PG 9
Instrument Date	Jan 15, 2020
Instrument	20200052079
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2716 E CORTEZ ST, 2716, PHOENIX, AZ 85028-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2716 E CORTEZ ST, PHOENIX, AZ 85028-1822

Mortgage

Document Number	0000052080
Date	Jan 21, 2020
Instrument	20200052080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,680 (+77.42%)	$566,800 (+5.73%) Land $113,300 Building $453,500
2025	$2,766.00 (+5.05%)	$31,946 (-41.51%)	$536,100 (-1.85%) Land $107,200 Building $428,900
2024		$54,620	$546,200 Land $109,200 Building $437,000
2023	$2,633.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Verizon.

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