2716 Clearview St, Ottumwa, IA 52501 Property Records

Wapello County property record for 2716 Clearview St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,092 sqft · built 1940
Lot Size	0.253 acres (11,040 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Sep 2025)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`007411120027000`

Property Details

APN / Parcel Number

Primary APN	`007411120027000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	850 sqft
Unfinished Basement	242 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,040 sqft (0.253 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2716 CLEARVIEW ST
City	OTTUMWA
State	IA
Zip	52501-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CARROLL 2ND LOT 40 (2716 CLEARVIEW)
Legal Subdivision	MC CARROLL 2ND
Legal Lot Number	40
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3030
Census Tract	960300

Owner

2716 Clearview St is owned and occupied by two individuals who bought it in September 2025.

Source: Wapello County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Oct 4, 2006	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Dec 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Apr 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY 1ST CREDIT UNION
Apr 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY 1ST CREDIT UNION
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY 1ST CU
Sep 15, 2021	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Mar 28, 2019	Warranty Deed, Transfer · ARM COMMUNITY 1ST CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Book / Page	2025 / 3605
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/386
Date	Feb 4, 2019
Book Page	2019/386
Instrument	386

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2044

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02006/5490
Date	Oct 4, 2006
Book Page	2006/5490
Instrument	2006 5490

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 4, 2031

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009/5475
Date	Dec 1, 2009
Book Page	2009/5475
Instrument	2009 5475

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2039

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1127
Date	Apr 5, 2019
Book Page	2019/1127
Instrument	1127

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1127
Date	Apr 5, 2019
Book Page	2019/1127
Instrument	1127

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Sep 11, 2025
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Document Number	02025/3605
Book / Page	2025 / 3605
Instrument Date	Sep 8, 2025
Instrument	2025 3605
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154

Mortgage

Document Number	0020253606
Date	Sep 11, 2025
Instrument	2025 3606

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Sep 15, 2021
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Document Number	02021/4336
Book / Page	2021 / 4336
Instrument Date	Sep 15, 2021
Instrument	2021 4336
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154

Mortgage

Document Number	0020214337
Date	Sep 15, 2021
Instrument	2021 4337

Lender

Name	ZILLOW HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Mar 28, 2019
Property Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154
Document Number	002019/986
Book / Page	2019 / 986
Instrument Date	Mar 21, 2019
Instrument	986
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 CLEARVIEW ST, OTTUMWA, IA 52501-1154

Mortgage

Document Number	002019/987
Date	Mar 28, 2019
Book Page	2019/987
Instrument	987

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Apr 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 2716 Clearview St was $3,180 with a homeowner's exemption.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00	$170,140 (-) Land $15,680 Building $154,460	$170,140 (-) Land $15,680 Building $154,460
2025		$170,140 Land $15,680 Building $154,460	$170,140 Land $15,680 Building $154,460
2024	$3,170.00
2023		$156,430 (+26.31%) Land $15,680 Building $140,750	$156,430 Land $15,680 Building $140,750
2022	$2,746.00	$123,850 Land $15,680 Building $108,170
2021			$123,850 Land $15,680 Building $108,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2716 Clearview St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2716 Clearview St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: LISCOFIBER, Verizon.

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