2715 Silver Stone Ln, Denver, NC 28037 Property Records

Lincoln County property record for 2715 Silver Stone Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,147 sqft · built 2017
Lot Size	1.9 acres (83,069 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Sep 2022)
Tax Bill	$4,708 (2026)
Deeds & Mortgages	Sep 2022 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3685-84-6491`

Property Details

APN / Parcel Number

Primary APN	`3685-84-6491`
Alternative APNs	`292773` `263880` `87071`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	3,147 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	83,069 sqft (1.9 acres)
Pool Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	292773
Street Address	2715 SILVER STONE LN
City	DENVER
State	NC
Zip	28037-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#18 LT WILLOW FARMS PH2
Legal Subdivision	WILLOW FARMS
Legal Lot Number	18
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2715 SILVER STONE LN, DENVER, NC 28037-8876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Oct 27, 2017	Deed of Trust, Mortgage FEDERAL SVGS BK
Aug 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	2022657412
Deed Book / Page	3194 / 242
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 6, 2022
Property Address	2715 SILVER STONE LN, DENVER, NC 28037-8876
Document Number	0003194242
Book / Page	3194 / 242
Map Reference	MB 14 PG 241
Instrument Date	Sep 6, 2022
Instrument	657412
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2715 SILVER STONE LN, DENVER, NC 28037-8876
Document Number	270392
Book / Page	002703 / 000092
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 YARMOUTH LN GASTONIA NC 280567877, GASTONIA, NC 28056-7877

Mortgage

Document Number	270392
Date	Nov 1, 2017
Book Page	002703/000092
Instrument	570087

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	LINCOLTON, NC 28092

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 31, 2017
Property Address	2715 SILVER STONE LN, DENVER, NC 28037-8876
Document Number	2690170
Book / Page	002690 / 000170
Instrument Date	Aug 31, 2017
Instrument	567513
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$78.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 YAMOUTH LN GASTONIA NC 28056, GASTONIA, NC 28056

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,708.00 (+4.04%)	$750,347 (+2.71%) Land $77,965 Building $672,382	$750,347 (+2.71%) Land $77,965 Building $672,382
2023	$4,525.00	$730,580 Land $77,965 Building $652,615	$730,580 Land $77,965 Building $652,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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