2715 Jane St, Spring Lake, MI 49456 Property Records

Muskegon County property record for 2715 Jane St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1975
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2022)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15611000003800`

Property Details

APN / Parcel Number

Primary APN	`15611000003800`
Alternative APN	`61-15-611-000-0038-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,940 sqft Living Area
1st Floor Area	1,455 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2715 JANE ST
City	SPRING LAKE
State	MI
Zip	49456-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRUITPORT CHARTER TOWNSHIP QUIMBY SUB #2 LOT 38 SEC 35 T9N R16W SUBJ TO PROTECTIVE COVENANTS L/P 1042/464
Legal Range	15W
Legal Township	9N
Legal Section	11
Legal Subdivision	QUIMBY
Legal Lot Number	38
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	3
Census Block	3007
Census Tract	2800

Owner

Source: Muskegon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20225783651
Deed Book / Page	4318 / 46
Prior Transfer Date	Jan 6, 2009
Prior Transfer Doc	0005349845
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Jul 28, 2026
Property Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Document Number	0005889876
Book / Page	4424 / 371
Instrument Date	Jul 21, 2026
Instrument	20265889876
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Investor	Possibly a Property Investor

Mortgage

Document Number	0005889876,
Date	Jul 28, 2026
Book Page	4424/371
Instrument	20265889876

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 28, 2022
Property Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Document Number	0004318/46
Book / Page	4318 / 46
Map Reference	LB 20 PG 13
Instrument Date	Dec 27, 2022
Instrument	5783651
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15170 HICKORY ST, SPRING LAKE, MI 49456-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Investor	Possibly a Property Investor

Mortgage

Document Number	0004318047
Date	Dec 28, 2022
Instrument	4318-047

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 26, 2019
Property Address	2715 JANE ST, SPRING LAKE, MI 49456-9605
Document Number	004195/342
Book / Page	4195 / 342
Map Reference	LB 20 PG 13
Instrument Date	Jul 24, 2019
Instrument	5661069
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2715 JANE ST, 2715, SPRING LAKE, MI 49456-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15170 HICKORY ST, SPRING LAKE, MI 49456-1124

Mortgage

Document Number	0004195343
Date	Jul 26, 2019
Instrument	4195/343

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,100 (+2.35%)	$296,200 (+2.35%)
2025	$3,883.00 Homeowner's exemption	$144,700	$289,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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