2715 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 2715 E River Rd NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1900
Lot Size	0.715 acres (31,145 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.23.41.026231`

Property Details

APN / Parcel Number

Primary APN	`74.23.41.026231`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,145 sqft (0.715 acres)
Lot Dimensions	172 ft deep x 181 ft wide
Garage Type	Detached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2715 E RIVER RD NE
City	ROCHESTER
State	MN
Zip	55906-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-107 RANGE-014 CITY LANDS 107-14-23 BEG AT A PT ON E LINE SEC WH IS 981FT S OF NECOR SE14 TH W204.7FT TH S173.85FT
Legal Range	14
Legal Township	107
Legal Section	23
Legal Subdivision	CITY LANDS 107-14-23
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1006
Census Tract	1601

Owner

Source: Olmsted County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES CU
Jul 19, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 14, 2026
Transfer Doc	0001648749
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 14, 2026
Property Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815
Document Number	0001648749
Instrument Date	Jul 14, 2026
Instrument	20261648749
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	Jul 6, 2026
Property Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815
Document Number	0001648095
Instrument Date	Jun 1, 2026
Instrument	20261648095
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815

Mortgage

Document Number	0001648095,
Date	Jul 6, 2026
Instrument	20261648095

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1544157
Date	Aug 19, 2021
Instrument	A-1544157

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	2715 E RIVER RD NE, ROCHESTER, MN 55906-2815
Transaction Type	Mortgage
Record Updated	Aug 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A-1428812
Date	Jul 19, 2017
Instrument	A-1428812

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00 Homeowner's exemption
2025		$200,300 Land $70,800 Building $129,500	$226,400 Land $80,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1986)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Minnesota WiFi.

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