2714 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2714 E 7th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1931
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on File
Last Sale	$100 (Aug 2016)
Tax Bill	$172 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15786-000-000`

Property Details

APN / Parcel Number

Primary APN	`15786-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,488 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Open Porch
Porch Area	98 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	2714 E 7TH CT
City	PANAMA CITY
State	FL
Zip	32401-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	DOTY SUBD. 118B3 LOT 5 BLK E ORB 3829 P 240
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	DOTY SUBD
Legal Block	E
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1038
Census Tract	1700

Owner

2714 E 7th Ct is owned and occupied by an individual who acquired it in March 2026.

Source: Bay County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2714 E 7TH CT, PANAMA CITY, FL 32401-5236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Deed Book / Page	3829 / 240
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000018039
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Mar 25, 2026
Property Address	2714 E 7TH CT, PANAMA CITY, FL 32401-5236
Document Number	0050161983
Book / Page	5016 / 1983
Instrument Date	Mar 25, 2026
Instrument	2026018039
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2714 E 7TH CT, PANAMA CITY, FL 32401-5236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2714 E 7TH CT, PANAMA CITY, FL 32401-5236

Tax Assessment & Valuation

The 2025 property tax bill for 2714 E 7th Ct was $172 with a homeowner's exemption, down 43.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$172.00 (-43.79%) Homeowner's exemption	$35,918	$45,742 Land $14,462 Building $31,280
2024	$306.00 (+1.66%)
2023	$301.00 (-17.98%) Homeowner's exemption	$33,889 (+3%)	$39,001 (+10.87%) Land $9,790 Building $29,211
2022	$367.00 Homeowner's exemption	$32,902	$35,176 Land $9,122 Building $26,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2714 E 7th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1999–2024)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2714 E 7th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20