2713 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2713 Madison Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 685 sqft · built 1923
Lot Size0.014 acres (600 sqft)
OwnerIndividual Name on Record
Last Sale$26,000 (Aug 2020)
Tax Bill$728 (2025)
Deeds & MortgagesAug 2020 Sale
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-42-06-006.00

Property Details

APN / Parcel Number

Primary APN055-42-06-006.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area685 sqft Finished Area
Gross Area1,003 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Lot Area600 sqft (0.014 acres)
Lot Dimensions200 ft deep x 3 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2713 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENTON HILLS PROPERTY PT LOT 59 31 2,3'X 200' SS 27TH
Legal SubdivisionKENTON HILLS PROPERTY
Legal Lot Number59
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1010
Census Tract61100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2713 MADISON AVE, COVINGTON, KY 41015-1238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 8, 2018Trustee's Deed, Transfer
ANN MILBURN
Jan 20, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleNov 8, 2018 · Amount on Record
Deed Document Number20205900131
Deed Book / Page36 / 288
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 10, 2020
Property Address2713 MADISON AVE, COVINGTON, KY 41015-1238
Document Number0000000131
Book / Page000036 / 000288
Instrument DateAug 6, 2020
Instrument131
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2713 MADISON AVE COVINGTON KY 410151238, COVINGTON, KY 41015-1238

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 8, 2018
Property Address2713 MADISON AVE, COVINGTON, KY 41015-1238
Document Number0000000320
Book / Page0C6542 / 000112
Instrument DateNov 8, 2018
Instrument320
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
InvestorPossibly a Property Investor

Mortgage

Document Number55
DateNov 8, 2018
Book Page0C6554/000001
Instrument55
Lender
NameANN MILBURN
Address425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944
Agreement
AmountAmount Recorded
Term240 Months
DueNov 7, 2038
Interest
Rate3.22%

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJan 20, 2017
Property Address2713 MADISON AVE, COVINGTON, KY 41015-1238
Document Number0000000221
Book / Page0C6079 / 000334
Instrument DateJan 19, 2017
Instrument221
Transaction TypeTransfer
Record UpdatedMay 10, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1772 NEWPORT KY 41072, NEWPORT, KY 41072

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,600 (+52%) Land $15,000 Building $68,600$83,600 (+52%) Land $15,000 Building $68,600
2025$728.00 (-0.55%)$55,000 (-) Land $5,000 Building $50,000$55,000 (-) Land $5,000 Building $50,000
2023$732.00$55,000 Land $5,000 Building $50,000$55,000 Land $5,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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