2712 W Ashley Cir, Spokane, WA 99208 Property Records

Spokane County property record for 2712 W Ashley Cir, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 2007
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2024)
Tax Bill	$5,252 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26252.2308`

Property Details

APN / Parcel Number

Primary APN	`26252.2308`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2712 W ASHLEY CIR
City	SPOKANE
State	WA
Zip	99208-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	EAST HORIZON PHASE 1 PUD (AFN 5415659) LT 8 BLK 2
Legal Range	42E
Legal Township	26N
Legal Section	25
Legal Subdivision	EAST HORIZON PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	10701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Feb 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Aug 30, 2018	Warranty Deed, Transfer · Conventional with PMI HERITAGE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20247329345
Prior Transfer Date	Dec 19, 2007
Prior Transfer Doc	0005625869
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 19, 2024
Property Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046
Document Number	0007329345
Map Reference	VOL 32 PG 84&85
Instrument Date	Jan 17, 2024
Instrument	7329345
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046

Mortgage

Document Number	0007329346
Date	Jan 19, 2024
Instrument	7329346

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006681324
Date	Feb 9, 2018
Instrument	6681324

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006868979
Date	Dec 2, 2019
Instrument	6868979

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 30, 2018
Property Address	2712 W ASHLEY CIR, SPOKANE, WA 99208-7046
Document Number	0006738676
Instrument Date	Aug 28, 2018
Instrument	6738676
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2712 W ASHLEY CIR SPOKANE WA 992087046, SPOKANE, WA 99208-7046

Mortgage

Document Number	6738677
Date	Aug 30, 2018
Instrument	6738677

Lender

Name	HERITAGE HM LOANS
Type	Funding / Finance Company
Address	SPOKANE, WA 99212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,252.00 (+9.6%)	$433,900 (-16.96%) Land $120,000 Building $313,900	$433,900 (-16.96%) Land $120,000 Building $313,900
2025	$4,792.00 (+21.56%)	$522,500 (+18.86%) Land $120,000 Building $402,500	$522,500 (+18.86%) Land $120,000 Building $402,500
2024		$439,600 (+23.34%) Land $80,000 Building $359,600	$439,600 (+23.34%) Land $80,000 Building $359,600
2023	$3,942.00 (+2.9%)	$356,400 Land $52,000 Building $304,400	$356,400 Land $52,000 Building $304,400
2022	$3,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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