2712 Terra Vista Dr, Baldwin, MD 21013 Property Records

Harford County property record for 2712 Terra Vista Dr, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,202 sqft · built 1976
Lot Size	0.498 acres (21,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2025)
Tax Bill	$3,175 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-042670`

Property Details

APN / Parcel Number

Primary APN	`04-042670`
Alternative APNs	`4042670` `042670`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,202 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,691 sqft (0.498 acres)
Lot Dimensions	199 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	042670
Street Address	2712 TERRA VISTA DR
City	BALDWIN
State	MD
Zip	21013-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 116/102X199 2712 TERRA VISTA DRIVE GREENDALE EST S2 P 13/86
Legal Subdivision	GREENDALE ESTATES
Legal Lot Number	25,2712
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	5
Census Block	5003
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2712 TERRA VISTA DR, BALDWIN, MD 21013-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jun 14, 2001 · Amount on Record
Deed Book / Page	16525 / 268
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	0101780424
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2712 TERRA VISTA DR, BALDWIN, MD 21013-9110
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	JUNCTION TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 TERRA VISTA DR, BALDWIN, MD 21013-9110

Mortgage

Document Number	0170590406
Date	Mar 27, 2026
Book Page	17059/406

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,175.00 (+9.14%) Homeowner's exemption	$285,867 (+4.47%)	$298,100 (-) Land $105,500 Building $192,600
2025	$2,909.00 (+5.32%)	$273,633 (+7.43%)	$298,100 (+14.04%) Land $105,500 Building $192,600
2023		$254,700	$261,400 Land $105,500 Building $155,900
2022	$2,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terra Vista Dr

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