Union County property record for 2712 Old Course Rd, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 4,307 sqft · built 2007 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Mar 2009) |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-387-046 |
| Primary APN | 09-387-046 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,307 sqft Living Area |
| 1st Floor Area | 2,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 20,996 sqft (0.482 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2712 OLD COURSE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #98 STONEBRIDGE PH8 OPCJ523 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2712 OLD COURSE RD, MONROE, NC 28112-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2009 · Amount on Record |
| Deed Sale | Mar 18, 2009 · Amount on Record |
| Prior Sale | Jun 25, 2007 · Amount on Record |
| Deed Document Number | 20098196 |
| Deed Book / Page | 5078 / 129 |
| Last Transfer Date | Oct 5, 2021 |
| Transfer Doc | 0008326616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2712 OLD COURSE RD, MONROE, NC 28112-7629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2712 OLD COURSE RD, MONROE, NC 28112-7629 |
| Document Number | 0009029394 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 9029/394 |
| Instrument | 29793 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 29, 2021 |
| Property Address | 2712 OLD COURSE RD, MONROE, NC 28112-7629 |
| Document Number | 0008326616 |
| Book / Page | 8326 / 616 |
| Map Reference | CAB J FILE 523&524 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 56145 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2712 OLD COURSE RD, MONROE, NC 28112-7629 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $836,300 (-) Land $85,000 Building $751,300 | $836,300 (-) Land $85,000 Building $751,300 | |
| 2025 | $4,027.00 (+63.23%) | $836,300 (+114.99%) Land $85,000 Building $751,300 | $836,300 (+114.99%) Land $85,000 Building $751,300 |
| 2023 | $2,467.00 | $389,000 Land $67,000 Building $322,000 | $389,000 Land $67,000 Building $322,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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