2712 NW Shields Dr, Bend, OR 97703 Property Records

Deschutes County property record for 2712 NW Shields Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,396 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$676,000 (Jun 2017)
Tax Bill	$9,429 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171136-BA-11600`

Property Details

APN / Parcel Number

Primary APN	`171136-BA-11600`
Alternative APN	`270238`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,437 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Lot Area	6,970 sqft (0.16 acres)
Garage Area	574 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	270238
Street Address	2712 NW SHIELDS DR
City	BEND
State	OR
Zip	97703-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	NORTHWEST CROSSING PHASE 24 LOT 876
Legal Range	11
Legal Township	17
Legal Section	36
Legal Subdivision	NORTHWEST CROSSING PHASE 24
Legal Lot Number	876
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3032
Census Tract	1302

Owner

2712 NW Shields Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Deschutes County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2712 NW SHIELDS DR, BEND, OR 97703-7300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Sep 9, 2014 · Amount on File
Deed Document Number	201723712
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 14, 2026
Property Address	2712 NW SHIELDS DR, BEND, OR 97703-7300
Document Number	0000020949
Instrument Date	Jul 10, 2026
Instrument	202620949
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2712 NW SHIELDS DR, BEND, OR 97703-7300

Mortgage

Document Number	0000020949,
Date	Jul 14, 2026
Instrument	202620949

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2712 NW SHIELDS DR, BEND, OR 97703-7300
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038900
Date	Jun 29, 2021
Instrument	2021-38900

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2712 NW SHIELDS DR, BEND, OR 97703-7300
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000345
Date	Jan 6, 2020
Instrument	2020-00345

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 19, 2017
Property Address	2712 NW SHIELDS DR, BEND, OR 97703-7300
Document Number	0000023712
Map Reference	CAB H PG1168
Instrument Date	Jun 16, 2017
Instrument	2017-23712
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2712 NW SHIELDS DR, BEND, OR 97703-7300

Mortgage

Document Number	0000023713
Date	Jun 19, 2017
Instrument	2017-23713

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000023715
Date	Jun 19, 2017
Instrument	2017-23715

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2712 NW Shields Dr was $9,429, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,429.00 (+3.94%)	$558,080 (+3%)	$1,379,960 (+0.51%) Land $390,800 Building $989,160
2024	$9,072.00 (+7.88%)	$541,830 (+3%)	$1,372,920 (+3.85%) Land $390,800 Building $982,120
2023	$8,409.00	$526,050	$1,322,000 Land $414,500 Building $907,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2712 NW Shields Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2712 NW Shields Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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