Stanislaus County property record for 2712 Merle Ave, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1988 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2014) |
| Tax Bill | $2,958 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-022-084-000 |
| Primary APN | 077-022-084-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2712 MERLE AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE ESTATES BLK 11115 LOT 5 |
| Legal Subdivision | EAST LAKE ESTATES |
| Legal Block | 11115 |
| Legal Lot Number | 5 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 911 |
2712 Merle Ave is owned and occupied by two individuals who bought it in August 2014.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2712 MERLE AVE, MODESTO, CA 95355-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2018 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2014 · Amount on File |
| Deed Sale | Aug 14, 2014 · Amount on File |
| Prior Sale | Aug 14, 2008 · Amount on File |
| Deed Document Number | 201453128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2712 MERLE AVE, MODESTO, CA 95355-9353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000062945 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019-0062945 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2712 MERLE AVE, MODESTO, CA 95355-9353 |
| Document Number | 0000088414 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE CONNECT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2712 MERLE AVE MODESTO CA 953559353, MODESTO, CA 95355-9353 |
| Document Number | 0000088414 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 88414 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
The 2026 property tax bill for 2712 Merle Ave was $2,958 with a homeowner's exemption, up 1.6% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,958.00 (+1.65%) Homeowner's exemption | $275,815 (+2%) Land $83,357 Building $192,458 |
| 2025 | $2,910.00 Homeowner's exemption | $270,408 Land $81,723 Building $188,685 |
| 2023 | $2,800.00 (+4.28%) Homeowner's exemption | $259,909 Land $78,550 Building $181,359 |
| 2022 | $2,685.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2712 Merle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2712 Merle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies.
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