Dorchester County property record for 2712 Marsh Elder Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2,428 sqft · built 2025 |
| Lot Size | 0.227 acres (9,885 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Sep 2025) |
| Tax Bill | $8,843 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-204183 |
| Primary APN | 07-204183 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,428 sqft Total Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 9,885 sqft (0.227 acres) |
| Account Number | 204183 |
|---|---|
| Street Address | 2712 MARSH ELDER DR |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 - 9,885 SQ FT SINGLE FAMILY RES SECT 3 MARSH ELDER DR |
| Legal Subdivision | PLAT SHOWING ABANDONEMTN OF LOT LNES |
| Legal Lot Number | 88 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970400 |
Source: Dorchester County records · APN 07-204183
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2712 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage PEOPLES BANK |
| Sep 15, 2025 | Deed, Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Dec 10, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLES M FAIRCHILD II ETAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2025 · Amount on Record |
| Deed Book / Page | 1965 / 119 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0017030166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 2712 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0017340294 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 1734/294 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20036 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Sep 15, 2025 |
| Property Address | 2712 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 0019650119 |
| Book / Page | 1965 / 119 |
| Map Reference | MB 68 PG 56&57 |
| Instrument Date | Aug 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | DOMA TITLE INSURANCE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2712 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 0001965130 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 1965/130 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 10, 2021 |
| Property Address | 2712 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 0017030166 |
| Book / Page | 1703 / 166 |
| Map Reference | MB 54 FO 92 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1155 CONNECTICUT AVE NW STE 700, 1155, WASHINGTON, DC 20036-4326 |
| Name | Verified Name |
|---|---|
| Address | 9513 FERRY HARBOUR CT, ALEXANDRIA, VA 22309-3017 |
| Investor | Possibly a Property Investor |
| Document Number | 0001703193 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 1703/193 |
| Name | CHARLES M FAIRCHILD II ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,600 (-0.68%) Land $57,000 Building $410,600 | $467,600 (-0.68%) Land $57,000 Building $410,600 | |
| 2025 | $8,843.00 (+918.78%) | $470,800 (+901.7%) Land $57,000 Building $413,800 | $470,800 (+901.7%) Land $57,000 Building $413,800 |
| 2023 | $868.00 | $47,000 Land $47,000 | $47,000 Land $47,000 |
Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Bay Country Communications.
Based on FCC filings for 30 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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