McLennan County property record for 2712 Lyle Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1945 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,773 (May 2024) |
| Tax Bill | $727 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-012200-077800-8 |
| Primary APN | 48-012200-077800-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 470 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2712 LYLE AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT 4 BLOCK 60 ACRES .1894 |
| Legal Subdivision | DEAN |
| Legal Block | 60 |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 900 |
2712 Lyle Ave is owned and occupied by two individuals who acquired it in July 2024.
Source: McLennan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 CALLE AMISTAD, 9208, SAN CLEMENTE, CA 92673-6951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 3, 2024 | Vendor's Lien, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Prior Sale | Dec 27, 2011 · Amount on File |
| Deed Document Number | 202413215 |
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 0000029289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2712 LYLE AVE, WACO, TX 76708-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2713 LYLE AVE, WACO, TX 76708-2677 |
| Document Number | 0000000691 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026000691 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 3, 2024 |
| Property Address | 2712 LYLE AVE, WACO, TX 76708-2678 |
| Document Number | 0000013215 |
| Map Reference | VOL 401 PG 286 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024013215 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2712 LYLE AVE, WACO, TX 76708-2678 |
| Document Number | 0000013216 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024013216 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,972 (+1%) | $156,068 (-3.89%) Land $24,008 Building $132,060 | |
| 2025 | $88,156 Land $21,780 Building $140,600 | $162,380 Land $21,780 Building $140,600 | |
| 2024 | $727.00 | ||
| 2023 | $80,142 Land $21,780 Building $58,362 | $80,142 Land $21,780 Building $58,362 | |
| 2022 | $1,796.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2712 Lyle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2712 Lyle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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