2712 Lost Way, Overgaard, AZ 85933 Property Records

Navajo County property record for 2712 Lost Way, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 2006
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Oct 2020)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-35-004G`

Property Details

APN / Parcel Number

Primary APN	`206-35-004G`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	93,654 sqft
Garage Type	Attached
Garage Area	576 sqft
Deck Area	Deck Area
Patio Area	916 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2712 LOST WAY
City	OVERGAARD
State	AZ
Zip	85933-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SECTION 31, T12N,R17E: PARCEL 1, PER SURVEY 52-58. AKA: COM SE CO R SEC 31: TH N001858 W 660.01;TH N895057 W 491.00 TPOB TH N 895057 W 170.84; TH N001427 W 327.31; TH S894951 E 327.02 ; TH S221829 W 407.27 TPOB. OUT OF 206-35-004D FOR2007ROLL
Legal Range	17E
Legal Township	12N
Legal Section	31
Legal Subdivision	SURVEY MINOR LAND DIVISION
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2051
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 S CAMINO SAGUARO, APACHE JUNCTION, AZ 85119-8300
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 19, 2020	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Document Number	202020895
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0000015259
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2712 LOST WAY, OVERGAARD, AZ 85933-5245
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011163
Date	Jul 12, 2018
Instrument	2018-11163

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 19, 2020
Property Address	2712 LOST WAY, OVERGAARD, AZ 85933-5245
Document Number	0000020895
Instrument Date	Sep 25, 2020
Instrument	20895
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 S CAMINO SAGUARO APACHE JUNCTION AZ 851198300, APACHE JUNCTION, AZ 85119-8300

Mortgage

Document Number	20896
Date	Oct 19, 2020
Instrument	20896

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$626,155 (+6.8%) Land $82,313 Building $543,842
2025	$3,643.00 (+4.2%)	$58,630 Land $8,209 Building $50,421	$586,307 Land $82,094 Building $504,213
2023	$3,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 92% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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