2712 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2712 E Main St, Chattanooga, TN 37404 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 2003
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on File
Last Sale$215,000 (May 2024)
Tax Bill$842 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN156F D 017

Property Details

APN / Parcel Number

Primary APN156F D 017
Alternative APN
  • 0000091621

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000091621
Street Address2712 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK 8 DODDS PLACE REV PB 5 PG 14
Legal SubdivisionDODDS PLACE
Legal Block8
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1001
Census Tract2600

Owner

Source: Hamilton County records · APN 156F D 017

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1349 CARRINGTON WAY, CHATTANOOGA, TN 37405-3043
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Commercial Mortgage
SMARTBANK
May 16, 2024Warranty Deed, Transfer · Conventional Mortgage
VISIO FINANCIAL SERVICES INC
Mar 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Prior SaleMar 13, 2020 · Amount on Record
Deed Document Number2024154
Deed Book / Page13594 / 387
Prior Transfer DateDec 17, 2002
Prior Transfer Doc6483906
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2712 E MAIN ST, CHATTANOOGA, TN 37404-5459
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000138
DateJun 09, 2021
Book Page12519/506
Instrument2021060900138
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueJun 07, 2028

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 16, 2024
Property Address2712 E MAIN ST, CHATTANOOGA, TN 37404-5459
Document Number0000000154
Book / Page13594 / 387
Map ReferenceMB 7 PG 44
Instrument DateMay 14, 2024
Instrument2024051600154
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$795.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 CARRINGTON WAY, CHATTANOOGA, TN 37405-3043

Mortgage

Document Number0000000155
DateMay 16, 2024
Instrument2024051600155
Lender
NameVISIO FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 13, 2020
Property Address2712 E MAIN ST, CHATTANOOGA, TN 37404-5459
Document Number0313000176
Book / Page011937 / 000427
Instrument DateMar 12, 2020
Instrument200313000176
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,110.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address537 MARKET ST #400 CHATTANOOGA TN 374021287, 400, CHATTANOOGA, TN 37402-1287

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$842.00 (+37.36%)$55,575 (+102.64%)$222,300 (+102.64%) Land $45,000 Building $177,300
2024$613.00$27,425 (-)$109,700 (-) Land $7,500 Building $102,200
2023$613.00$27,425 (-)$109,700 (-) Land $7,500 Building $102,200
2022$613.00$27,425$109,700 Land $7,500 Building $102,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Tennessee
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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