Effingham County property record for 2712 E Empire Dr, Altamont, IL 62411
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,156 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jan 2026) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Aug 2008 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-213-046 |
| Primary APN | 09-02-213-046 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,156 sqft Base Area |
| 1st Floor Area | 1,156 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2712 E EMPIRE DR |
|---|---|
| City | ALTAMONT |
| State | IL |
| Zip | 62411-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 ADD VI TO CAMPGROUND ADD TO TOWN & COUNTRY SUB 2569/130 2569/128 2422/172 2243/38 1762/44 1466/286 1224/356 1210/281 1 |
| Legal Subdivision | TOWN & COUNTRY SUBDIVISION |
| Legal Lot Number | 46 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | MOUND |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950300 |
Source: Effingham County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1412 E 700TH AVE, ALTAMONT, IL 62411-2378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2008 | Deed of Trust, Mortgage PEOPLES BANK & TRUST |
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Deed Document Number | 2026262 |
| Prior Transfer Date | Feb 24, 2000 |
| Prior Transfer Doc | 2569/128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 2712 E EMPIRE DR, ALTAMONT, IL 62411-3513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002435/292 |
|---|---|
| Date | Aug 22, 2008 |
| Book Page | 2435/292 |
| Instrument | 200800804401 |
| Name | PEOPLES BANK & TRUST |
|---|---|
| Address | PANA, IL 62557 |
| Amount | Amount Recorded |
|---|---|
| Term | 259 Months |
| Due | Mar 14, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 22, 2026 |
| Property Address | 2712 E EMPIRE DR, ALTAMONT, IL 62411-3513 |
| Document Number | 202626000262 |
| Map Reference | MB 1144 PG 46 |
| Instrument Date | Oct 13, 2009 |
| Instrument | 202626000262 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1412 E 700TH AVE, ALTAMONT, IL 62411-2378 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2712 E EMPIRE DR, ALTAMONT, IL 62411-3513 |
| Document Number | 202626000263 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 202626000263 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.76% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 9, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.76% |
| Max Rate At Change | 8.76% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Mound Township |
| Unified School District | Altamont Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 (+16.7%) Homeowner's exemption Disabled Person's exemption | $48,250 (+10.01%) Land $4,570 Building $43,680 | $144,750 (+10.01%) Land $13,710 Building $131,040 |
| 2024 | $2,185.00 (+36.82%) Homeowner's exemption Disabled Person's exemption | $43,860 (+20.99%) Land $4,150 Building $39,710 | $131,580 (+20.99%) Land $12,450 Building $119,130 |
| 2022 | $1,597.00 Homeowner's exemption Disabled Person's exemption | $36,250 Land $3,430 Building $32,820 | $108,750 Land $10,290 Building $98,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Nov 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONT serves 2,610 people · EPA ID IL0490050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | EJ WATER COOPERATIVE |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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