2712 Bernard Cir, Durham, NC 27705 Property Records

Orange County property record for 2712 Bernard Cir, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 1998
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Feb 2019)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0804-16-6663`

Property Details

APN / Parcel Number

Primary APN	`0804-16-6663`
Alternative APN	`230089`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	5,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	146,362 sqft (3.36 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	254 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2712 BERNARD CIR
City	DURHAM
State	NC
Zip	27705-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	7 SH 2 ST THOMAS WOODS P51/17
Legal Subdivision	ST THOMAS WOODS
Jurisdiction	ORANGE NC
Township / Civil Division	ENO
Census Block Group	2
Census Block	2000
Census Tract	10904

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2712 BERNARD CIR, DURHAM, NC 27705-7175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	201929240
Deed Book / Page	6579 / 281
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2712 BERNARD CIR, DURHAM, NC 27705-7175
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67352350
Date	Jul 26, 2021
Book Page	6735/2350
Instrument	30053212

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2712 BERNARD CIR, DURHAM, NC 27705-7175
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67171081
Date	Apr 16, 2021
Book Page	6717/1081
Instrument	30045497

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2712 BERNARD CIR, DURHAM, NC 27705-7175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66991507
Date	Jan 11, 2021
Book Page	6699/1507
Instrument	30038185

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Feb 20, 2019
Property Address	2712 BERNARD CIR, DURHAM, NC 27705-7175
Document Number	6579281
Book / Page	6579 / 281
Map Reference	MB 51 PG 17
Instrument Date	Feb 18, 2019
Instrument	20190220000029240
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 GREAT RIDGE PKWY, 1209, CHAPEL HILL, NC 27516-4094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 BERNARD CIR, DURHAM, NC 27705-7175

Mortgage

Document Number	20190220000029250
Date	Feb 20, 2019
Instrument	20190220000029250

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00 (+8.39%)	$543,000 (-) Land $170,200 Building $372,800	$543,000 (-) Land $170,200 Building $372,800
2025	$4,076.00 (+0.42%)	$543,000 (+29.63%) Land $170,200 Building $372,800	$543,000 (+29.63%) Land $170,200 Building $372,800
2023	$4,059.00	$418,900 Land $158,400 Building $260,500	$418,900 Land $158,400 Building $260,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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