Charles County property record for 2712 Adelphi Ln, Bryans Road, MD 20616
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,548 sqft · built 1963 |
| Lot Size | 0.271 acres (11,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2022) |
| Tax Bill | $10,214 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-038755 |
| Primary APN | 07-038755 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Basement Area | 1,049 sqft |
| Finished Basement | 1,049 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,800 sqft (0.271 acres) |
| Deck Area | 436 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 038755 |
|---|---|
| Street Address | 2712 ADELPHI LN |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-3082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 11 SEC 2 N INDIAN HEAD EST SUB |
| Legal Subdivision | N INDIAN HEAD EST SUB |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850101 |
2712 Adelphi Ln is owned and occupied by an individual who bought it in October 2022.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
| Oct 28, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 20, 2017 | Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on File |
| Deed Sale | Oct 28, 2022 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Book / Page | 12755 / 153 |
| Prior Transfer Date | Jul 24, 2013 |
| Prior Transfer Doc | 0083090120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0128140076 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 12814/76 |
| Name | NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
|---|---|
| Type | Government Agency |
| Address | ROXBURY, MA 02119 |
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 28, 2022 |
| Property Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Document Number | 0127550153 |
| Book / Page | 12755 / 153 |
| Map Reference | MB 8 FO 105 |
| Instrument Date | Oct 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Document Number | 0012755162 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 12755/162 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 20, 2017 |
| Property Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Document Number | 0098760039 |
| Book / Page | 9876 / 039 |
| Map Reference | MB8 FO105 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ASSOCIATED TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2712 ADELPHI LN, BRYANS ROAD, MD 20616-3082 |
| Document Number | 0000987646 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 9876/46 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2712 Adelphi Ln was $10,214.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,533 (+6.18%) | $395,800 (+18.54%) Land $70,100 Building $325,700 | |
| 2025 | $10,214.00 | $333,900 Land $70,100 Building $263,800 | $333,900 Land $70,100 Building $263,800 |
| 2023 | $4,006.00 (+26.45%) | $279,900 (+10.68%) | $333,900 (+32.03%) Land $70,100 Building $263,800 |
| 2022 | $3,168.00 | $252,900 Land $70,100 Building $182,800 | $252,900 Land $70,100 Building $182,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2712 Adelphi Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1983–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2712 Adelphi Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRYANS ROAD serves 6,260 people · EPA ID MD0080033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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