2712 3rd St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 2712 3rd St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 672 sqft · built 1933
Lot Size	0.182 acres (7,919 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jan 2026)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-0278-000`

Property Details

APN / Parcel Number

Primary APN	`14-0278-000`
Alternative APNs	`18221-2-270918-002-2036` `221140278000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	700 sqft
Finished Basement	182 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cottage
Exterior Material	Vinyl
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2712 3RD ST
City	EAU CLAIRE
State	WI
Zip	54703-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	E 1/2 OF LOT 9 BLK 2 BOLLES & MEADES ADD
Legal Range	09W
Legal Township	27N
Legal Section	18
Legal Subdivision	BOLLES & MEADES ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1028
Census Tract	1402

Owner

Source: Eau Claire County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Apr 3, 2020	Loan Modification, Mortgage · Conventional with PMI ROYAL CU
Jul 20, 2018	Warranty Deed, Transfer · Conventional with PMI ROYAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	20261275124
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001211366
Date	May 10, 2021
Instrument	1211366

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jan 2, 2026
Property Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Document Number	0001275124
Instrument Date	Jan 2, 2026
Instrument	1275124
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912

Mortgage

Document Number	0001275125
Date	Jan 2, 2026
Instrument	1275125

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Sep 15, 2022
Property Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Document Number	0001236680
Instrument Date	Sep 6, 2022
Instrument	1236680
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912

Mortgage

Document Number	0001236681
Date	Sep 15, 2022
Instrument	1236681

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Document Number	0001190989
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 3RD ST EAU CLAIRE WI 547032912, EAU CLAIRE, WI 54703-2912

Mortgage

Document Number	0001190989
Date	May 13, 2020
Instrument	1190989

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	May 12, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 20, 2018
Property Address	2712 3RD ST, EAU CLAIRE, WI 54703-2912
Document Number	0001163332
Instrument Date	Jul 11, 2018
Instrument	1163332
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2712 3RD ST EAU CLAIRE WI 547032912, EAU CLAIRE, WI 54703-2912

Mortgage

Document Number	1163333
Date	Jul 20, 2018
Instrument	1163333

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+2.73%)	$156,000 (-) Land $19,300 Building $136,700	$204,000 (+1.9%)
2024	$2,855.00 Homeowner's exemption	$156,000 (-) Land $19,300 Building $136,700	$200,200
2023		$156,000 (-) Land $19,300 Building $136,700
2022		$156,000 Land $19,300 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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