Charlotte County property record for 27113 Cougar Pl, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,268 sqft · built 1958 |
| Lot Size | 0.305 acres (13,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Feb 2022) |
| Tax Bill | $2,246 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-22-305-003 |
| Primary APN | 40-23-22-305-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 1,484 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Rolled Roofing |
| Lot Area | 13,307 sqft (0.305 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004622220 |
|---|---|
| Old Parcel Number | 00839990000009 |
| Street Address | 27113 COUGAR PL |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 004 099A 0001 HARBOUR HEIGHTS SEC 4 REV PART 4 BLK 99A LT1 & PRT 1 BLK 99 LT 6 688/1332 731/1766 922/1997-98 1 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 99 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 21001 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 27113 COUGAR PL, PUNTA GORDA, FL 33983-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on Record |
| Deed Sale | Feb 18, 2022 · Amount on Record |
| Prior Sale | Feb 9, 1998 · Amount on Record |
| Deed Document Number | 3061090 |
| Deed Book / Page | 4929 / 1614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 27113 COUGAR PL, PUNTA GORDA, FL 33983-3443 |
| Document Number | 0049291614 |
| Book / Page | 4929 / 1614 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 3061090 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3194 DAYTONA DR, 3194, PUNTA GORDA, FL 33983-3415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27113 COUGAR PL, PUNTA GORDA, FL 33983-3443 |
| Document Number | 0049291615 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 4929/1615 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,246.00 (-41.13%) | $148,933 (-18.61%) | $126,054 (+0.12%) Land $21,000 Building $105,054 |
| 2023 | $3,815.00 (+33.58%) | $182,996 (+26.98%) | $125,900 (-12.64%) Land $20,000 Building $105,900 |
| 2022 | $2,856.00 | $144,115 Land $16,575 Building $127,540 | $144,115 Land $16,575 Building $127,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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