27102 5 Points Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 27102 5 Points Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Sep 2020)
Tax Bill	$7,703 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-400-026`

Property Details

APN / Parcel Number

Primary APN	`05-14-400-026`

Exterior

Lot Area	149,846 sqft (3.44 acres)

Location & Zoning

Account Number	0514400026
Street Address	27102 5 POINTS RD
City	SYCAMORE
State	IL
Zip	60178-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	ASSESSORS LOTS OF SEC 14 - PT LOT 24
Legal Lot Number	24
Jurisdiction	DE KALB IL
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3073
Census Tract	402

Owner

27102 5 Points Rd is owned and occupied by two individuals who bought it in September 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27102 5 POINTS RD, SYCAMORE, IL 60178-9036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Sep 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 17, 2016	Loan Modification, Mortgage · Conventional Mortgage RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20209928
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27102 5 POINTS RD, SYCAMORE, IL 60178-9036
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014462
Date	Nov 5, 2021
Instrument	2021014462

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27102 5 POINTS RD, SYCAMORE, IL 60178-9036
Document Number	0000014117
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27102 5 POINTS RD SYCAMORE IL 601789036, SYCAMORE, IL 60178-9036

Mortgage

Document Number	0000014117
Date	Dec 28, 2020
Instrument	14117

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	1265 CORONA POINT CT, CORONA, CA 92878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 28, 2020
Property Address	27102 5 POINTS RD, SYCAMORE, IL 60178-9036
Document Number	0000009928
Instrument Date	Sep 3, 2020
Instrument	9928
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27102 5 POINTS RD SYCAMORE IL 601789036, SYCAMORE, IL 60178-9036

March 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	27102 5 POINTS RD, SYCAMORE, IL 60178-9036
Document Number	0000001628
Instrument Date	Mar 17, 2016
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27102 5 POINTS RD SYCAMORE IL 601789036, SYCAMORE, IL 60178-9036

Mortgage

Document Number	0000001628
Date	Feb 24, 2017
Instrument	1628

Lender

Name	RESOURCE BK
Type	Bank
Address	555 BETHANY RD, DEKALB, IL 60115-4941

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Mayfield Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,746 Land $25,825 Building $86,921	$338,238 Land $77,475 Building $260,763
2024	$7,703.00
2023		$95,380 Land $21,847 Building $73,533	$286,140 Land $65,541 Building $220,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27102 5 Points Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27102 5 Points Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: E-vergent, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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