Macomb County property record for 27100 Ponchartrain St, Harrison Township, MI 48045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,722 sqft · built 1986 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2019) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-30-201-016 |
| Primary APN | 17-12-30-201-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 17,642 sqft (0.405 acres) |
| Lot Dimensions | 198 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27100 PONCHARTRAIN ST |
|---|---|
| City | HARRISON TOWNSHIP |
| State | MI |
| Zip | 48045-5404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | LAKESHORE GARDENS SUBDIVISION E 70 FEET OF LOT 96 & THE WEST 19 FEET OF LOT 97 |
| Legal Subdivision | LAKESHORE GARDENS SUBDIVISION |
| Legal Lot Number | 96-97 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 247400 |
Source: Macomb County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| May 23, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Jan 27, 2003 · Amount on Record |
| Deed Document Number | 20199058521 |
| Deed Book / Page | 25978 / 158 |
| Prior Transfer Date | May 1, 2015 |
| Prior Transfer Doc | 0000084421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Document Number | 2300051143 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 29164/847 |
| Instrument | 202300051143 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 23, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Document Number | 2102179969 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 27699/184 |
| Instrument | 202102179969 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025987 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 26549/951 |
| Instrument | 2025987 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 23, 2019 |
| Property Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Document Number | 0000058521 |
| Book / Page | 25978 / 158 |
| Map Reference | LB 3 PG 1&2 |
| Instrument Date | May 17, 2019 |
| Instrument | 9058521 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | FPT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27100 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404 |
| Document Number | 0000058522 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 9058522 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Harrison Charter Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,400 (+6.68%) | $328,800 (+6.68%) | |
| 2025 | $4,467.00 (+23.36%) Homeowner's exemption | $154,100 (+15.95%) | $308,200 (+15.95%) |
| 2023 | $132,900 | $265,800 | |
| 2022 | $3,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 20 (1982–2020) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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