2710 Pence Ln, Excelsior, MN 55331 Property Records

Hennepin County property record for 2710 Pence Ln, Excelsior, MN 55331 · Last verified July 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,722 sqft · built 2019
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Tax Bill	$30,680 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-117-23-23-0061`

Property Details

APN / Parcel Number

Primary APN	`21-117-23-23-0061`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,722 sqft Living Area
Gross Area	7,324 sqft
1st Floor Area	2,686 sqft
2nd Floor Area	3,036 sqft
Basement Area	1,602 sqft

Exterior

Year Built	Built 2019
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	2710 PENCE LN
City	EXCELSIOR
State	MN
Zip	55331-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002 001 PENCE LANE ADDN ALSO AN UNDIVIDED 1/10 INTEREST IN LOT 8 AUDITORS SUBDIVISION NO 344 (FORMERLY PENCE LANE) IRREGULAR
Legal Subdivision	PENCE LANE ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2016
Census Tract	27203

Owner

Source: Hennepin County records · APN 21-117-23-23-0061

Assessment roll updated February 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 01, 2022	Intrafamily Transfer, Transfer
Mar 01, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Mar 01, 2022
Record Updated	Jun 07, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05926266
Date	Mar 02, 2022
Instrument	T05926266

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11091436
Date	Mar 28, 2022
Instrument	A11091436

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589

Mortgage

Document Number	0A11190575
Date	Mar 30, 2023
Instrument	A11190575

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589

Mortgage

Document Number	0A10929525
Date	Mar 11, 2021
Instrument	A10929525

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10929524
Date	Mar 11, 2021
Instrument	A10929524

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	8.25%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Mar 01, 2022
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Document Number	00T5925479
Instrument Date	Feb 28, 2022
Instrument	T5925479
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Mar 01, 2022
Property Address	2710 PENCE LN, EXCELSIOR, MN 55331-9589
Document Number	00T5925480
Instrument Date	Feb 28, 2022
Instrument	T5925480
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2709 WALTERS PORT LN, EXCELSIOR, MN 55331-9412

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated February 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$30,680.00	$3,135,000 Land $1,489,000 Building $1,646,000	$3,135,000 Land $1,489,000 Building $1,646,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530272032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–2014)
Most Recent Claim	Jun 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 8% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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