2710 N Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2710 N Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1965
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Mar 2023)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-18-2023-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-18-2023-000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2710 N ORR RD
City	HEMLOCK
State	MI
Zip	48626-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 330 FT OF W 140 FT OF SW 1/4 OF NW 1/4 -- 1.06 ACRES SEC 18 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	18
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2020
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2710 N ORR RD, HEMLOCK, MI 48626-8408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Feb 23, 2021	Warranty Deed, Transfer
Feb 23, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20234956
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0000023190
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2710 N ORR RD, HEMLOCK, MI 48626-8408
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 W SHAFFER RD, SANFORD, MI 48657-9398

Mortgage

Document Number	0000005693
Date	Feb 23, 2021
Instrument	2021005693

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 15, 2023
Property Address	2710 N ORR RD, HEMLOCK, MI 48626-8408
Document Number	0000004956
Instrument Date	Mar 10, 2023
Instrument	2023004956
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 W SHAFFER RD, SANFORD, MI 48657-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12985 PRIOR RD, SAINT CHARLES, MI 48655-8555

Mortgage

Document Number	0000004957
Date	Mar 15, 2023
Instrument	2023004957

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 23, 2021
Property Address	2710 N ORR RD, HEMLOCK, MI 48626-8408
Document Number	0000005641
Instrument Date	Feb 17, 2021
Instrument	2021005641
Transaction Type	Transfer
Record Updated	Mar 10, 2021

Transaction

Amount	Amount Recorded
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 HIGHLAND DR, 141, LEESBURG, FL 34788-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 W SHAFFER RD, SANFORD, MI 48657-9398

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 23, 2021
Property Address	2710 N ORR RD, HEMLOCK, MI 48626-8408
Document Number	2021005641
Instrument Date	Feb 17, 2021
Instrument	2021005641
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 HIGHLAND DR, 141, LEESBURG, FL 34788-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 W SHAFFER RD, SANFORD, MI 48657-9398

Mortgage

Document Number	0000005692
Date	Feb 23, 2021
Instrument	2021005692

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (+33.87%)	$151,000 (+33.87%)
2025	$2,472.00 (+23.66%) Homeowner's exemption
2023		$56,400	$112,800
2022	$1,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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