2710 Emerson Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2710 Emerson Rd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1989
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$560,000 (Oct 2019)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023-222-030`

Property Details

APN / Parcel Number

Primary APN	`023-222-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,477 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2710 EMERSON RD
City	CAMBRIA
State	CA
Zip	93428-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 2 BL 20 LT 54 & 55
Legal Subdivision	CAMBRIA PINES MANOR 02
Legal Block	20
Legal Lot Number	54
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2056
Census Tract	10403

Owner

2710 Emerson Rd is owned by a company that acquired it in June 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 329, CAMBRIA, CA 93428-0329
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Jun 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC
Oct 4, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Oct 4, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Sep 21, 2000 · Amount on File
Deed Document Number	201942729
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000031608
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 357, THREE RIVERS, CA 93271-0357

Mortgage

Document Number	0000026896
Date	Apr 9, 2021
Instrument	2021026896

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Jul 1, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 25, 2020
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Document Number	0000031346
Map Reference	MB 5 PG 10
Instrument Date	Jun 22, 2020
Instrument	2020031346
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 357, THREE RIVERS, CA 93271-0357

Mortgage

Document Number	0000031347
Date	Jun 25, 2020
Instrument	2020031347

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2020
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Document Number	0000031608
Instrument Date	Jun 22, 2020
Instrument	31608
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 357 THREE RIVERS CA 932710357, THREE RIVERS, CA 93271-0357

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 4, 2019
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Document Number	0000042729
Map Reference	MB 5 PG 10
Instrument Date	Aug 19, 2019
Instrument	2019042729
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 357, THREE RIVERS, CA 93271-0357

Mortgage

Document Number	0000042730
Date	Oct 4, 2019
Instrument	2019042730

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 4, 2019
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Document Number	0000042727
Instrument Date	Aug 19, 2019
Instrument	42727
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1591 10TH ST LOS OSOS CA 934021705, LOS OSOS, CA 93402-1705

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 4, 2019
Property Address	2710 EMERSON RD, CAMBRIA, CA 93428-4763
Document Number	0000042728
Instrument Date	Aug 19, 2019
Instrument	42728
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 10TH ST LOS OSOS CA 934021705, LOS OSOS, CA 93402-1705

Tax Assessment & Valuation

The 2025 property tax bill for 2710 Emerson Rd was $6,805.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,685 (+2%) Land $334,654 Building $290,031
2025	$6,805.00	$612,438 Land $328,093 Building $284,345
2023	$6,537.00 (+2%)	$588,657 Land $315,353 Building $273,304
2022	$6,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2710 Emerson Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2710 Emerson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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