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2710 Chloe Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 2710 Chloe Ln, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,033 sqft · built 2018
Lot Size0.096 acres (4,186 sqft)
Owner2 Individual Names on Record
Last Sale$409,000 (May 2018)
Tax Bill$4,245 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551176

Property Details

APN / Parcel Number

Primary APN551176
Alternative APNs
  • 390124 253401 0000
  • 181674

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,033 sqft Living Area
1st Floor Area805 sqft
2nd Floor Area1,228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area4,186 sqft (0.096 acres)
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Deck Area291 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number551176
Street Address2710 CHLOE LN
CityFERNDALE
StateWA
Zip98248-8866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS10.5
Legal DescriptionTHE MEADOWS PHASE II & III LOT 69
Legal Range01
Legal Township39
Legal Section24
Legal SubdivisionTHE MEADOWS PHASE II & III
Legal Phase2
Legal Lot Number69
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2002
Census Tract10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2710 CHLOE LN, FERNDALE, WA 98248-8866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2018 · Amount on Record
Deed SaleMay 4, 2018 · Amount on Record
Deed Document Number2018-0500501
Record UpdatedJun 8, 2026

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 4, 2018
Property Address2710 CHLOE LN, FERNDALE, WA 98248-8866
Document Number2180500501
Instrument DateApr 30, 2018
Instrument500501
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,285.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2710 CHLOE LN FERNDALE WA 982488866, FERNDALE, WA 98248-8866

Mortgage

Document Number2180500502
DateMay 4, 2018
Instrument500502
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 3, 2033

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,245.00 (-9.12%)$565,447 (-9.45%) Land $144,045 Building $421,402$565,447 (-9.45%) Land $144,045 Building $421,402
2022$624,471 Land $146,550 Building $477,921$624,471 Land $146,550 Building $477,921
2021$4,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Ziply Fiber.

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