Walton County property record for 271 Willow Ave, Freeport, FL 32439 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1987 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2026) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1S-21-41060-00C-0190 |
| Primary APN | 28-1S-21-41060-00C-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 271 WILLOW AVE |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-6746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLK C 2ND ADD TO CHOCTAW BEACH S/D OR 422-570 OR 3102-4492 OR 3278-4093 |
| Legal Range | 021 |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | CHOCTAW BEACH |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950306 |
Source: Walton County records · APN 28-1S-21-41060-00C-0190
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 KAHUNA DR, FORT WALTON BEACH, FL 32547 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 03, 2026 | Affidavit, Transfer |
| Jun 03, 2026 | Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jan 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Apr 22, 2019 | Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2023 · Amount on Record |
| Deed Document Number | 202622586 |
| Deed Book / Page | 3400 / 3217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 03, 2026 |
| Property Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0000022582 |
| Book / Page | 3400 / 3213 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202622582 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 03, 2026 |
| Property Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0000022586 |
| Book / Page | 3400 / 3217 |
| Instrument Date | May 26, 2026 |
| Instrument | 202622586 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | BRAY TITLE, BRADLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000022587, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202622587 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 24, 2023 |
| Property Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0032784093 |
| Book / Page | 3278 / 4093 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 20230002626 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 912 MCFARLAN AVE, FORT WALTON BEACH, FL 32547-1506 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0032784100 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 3278/4100 |
| Instrument | 20230002629 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0032061710 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 3206/1710 |
| Instrument | 20210034325 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 22, 2019 |
| Property Address | 271 WILLOW AVE, FREEPORT, FL 32439-6746 |
| Document Number | 0031024492 |
| Book / Page | 3102 / 4492 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 20190012158 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 RUCKEL DR, 452, NICEVILLE, FL 32578-1773 |
| Name | Verified Name |
|---|---|
| Address | B271 WILLOW AVENUE, FREEPORT, FL 32439 |
| Document Number | 20190012159 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 20190012159 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (-2.12%) | $198,130 (-1.79%) Land $62,500 Building $135,630 | $198,130 (-1.79%) Land $62,500 Building $135,630 |
| 2024 | $1,744.00 (-0.46%) | ||
| 2023 | $1,752.00 (+23.12%) | $201,731 (+15.05%) Land $62,500 Building $139,231 | $201,731 (+15.05%) Land $62,500 Building $139,231 |
| 2022 | $1,423.00 | $175,336 Land $39,269 Building $136,067 | $175,336 Land $39,269 Building $136,067 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Wildstar Networks | Fixed Wireless | 200 / 50 |
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