271 Willow Ave, Freeport, FL 32439 Property Records

Walton County property record for 271 Willow Ave, Freeport, FL 32439 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,538 sqft · built 1987
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jun 2026)
Tax Bill$1,707 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-1S-21-41060-00C-0190

Property Details

APN / Parcel Number

Primary APN28-1S-21-41060-00C-0190
Alternative APNs
  • 28-121-41060-00C-0190
  • 1058862

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,538 sqft Living Area
Gross Area2,178 sqft
1st Floor Area1,538 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeAttached
Garage Area500 sqft
PorchFinished Screened Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address271 WILLOW AVE
CityFREEPORT
StateFL
Zip32439-6746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK C 2ND ADD TO CHOCTAW BEACH S/D OR 422-570 OR 3102-4492 OR 3278-4093
Legal Range021
Legal Township01S
Legal Section28
Legal SubdivisionCHOCTAW BEACH
Legal BlockC
Legal Lot Number19
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1034
Census Tract950306

Owner

Source: Walton County records · APN 28-1S-21-41060-00C-0190

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address540 KAHUNA DR, FORT WALTON BEACH, FL 32547
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Affidavit, Transfer
Jun 03, 2026Warranty Deed, Transfer · FHA Mortgage
ASSURANCE FINANCIAL GROUP LLC
Jan 24, 2023Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN LENDERS INC
Apr 22, 2019Warranty Deed, Transfer · FHA Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2026 · Amount on Record
Deed SaleJun 03, 2026 · Amount on Record
Prior SaleJan 24, 2023 · Amount on Record
Deed Document Number202622586
Deed Book / Page3400 / 3217
Record UpdatedSep 20, 2026

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionWALTON FL
Recording DateJun 03, 2026
Property Address271 WILLOW AVE, FREEPORT, FL 32439-6746
Document Number0000022582
Book / Page3400 / 3213
Instrument DateJun 03, 2026
Instrument202622582
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 03, 2026
Property Address271 WILLOW AVE, FREEPORT, FL 32439-6746
Document Number0000022586
Book / Page3400 / 3217
Instrument DateMay 26, 2026
Instrument202622586
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyBRAY TITLE, BRADLEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022587,
DateJun 03, 2026
Instrument202622587
Lender
NameASSURANCE FINANCIAL GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 24, 2023
Property Address271 WILLOW AVE, FREEPORT, FL 32439-6746
Document Number0032784093
Book / Page3278 / 4093
Map ReferenceMB 3 PG 39
Instrument DateDec 22, 2022
Instrument20230002626
Transaction TypeTransfer
Record UpdatedFeb 07, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address912 MCFARLAN AVE, FORT WALTON BEACH, FL 32547-1506

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address271 WILLOW AVE, FREEPORT, FL 32439-6746

Mortgage

Document Number0032784100
DateJan 24, 2023
Book Page3278/4100
Instrument20230002629
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address271 WILLOW AVE, FREEPORT, FL 32439-6746
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 WILLOW AVE, FREEPORT, FL 32439-6746

Mortgage

Document Number0032061710
DateJul 08, 2021
Book Page3206/1710
Instrument20210034325
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 22, 2019
Property Address271 WILLOW AVE, FREEPORT, FL 32439-6746
Document Number0031024492
Book / Page3102 / 4492
Map ReferenceMB 3 PG 39
Instrument DateApr 17, 2019
Instrument20190012158
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,137.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address452 RUCKEL DR, 452, NICEVILLE, FL 32578-1773

Transferred To (Grantee/Buyer)

NameVerified Name
AddressB271 WILLOW AVENUE, FREEPORT, FL 32439

Mortgage

Document Number20190012159
DateApr 22, 2019
Instrument20190012159
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,707.00 (-2.12%)$198,130 (-1.79%) Land $62,500 Building $135,630$198,130 (-1.79%) Land $62,500 Building $135,630
2024$1,744.00 (-0.46%)
2023$1,752.00 (+23.12%)$201,731 (+15.05%) Land $62,500 Building $139,231$201,731 (+15.05%) Land $62,500 Building $139,231
2022$1,423.00$175,336 Land $39,269 Building $136,067$175,336 Land $39,269 Building $136,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2017–2020)
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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