271 W Main St, Hancock, MD 21750 Property Records

Washington County property record for 271 W Main St, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Nov 2022)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-024250`

Property Details

APN / Parcel Number

Primary APN	`05-024250`
Alternative APN	`024250`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	168 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024250
Street Address	271 W MAIN ST
City	HANCOCK
State	MD
Zip	21750-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 1 .25 ACRES 271 W MAIN ST HANCOCK
Legal Subdivision	HANCOCK
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	4
Census Block	4052
Census Tract	10700

Owner

271 W Main St is owned and occupied by two individuals who bought it in November 2022.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	271 W MAIN ST, HANCOCK, MD 21750-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Dec 1, 2003 · Amount on File
Deed Book / Page	7147 / 219
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 17, 2022
Property Address	271 W MAIN ST, HANCOCK, MD 21750-1332
Document Number	0071470219
Book / Page	7147 / 219
Map Reference	FO 7056
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 W MAIN ST, HANCOCK, MD 21750

Mortgage

Document Number	0071470224
Date	Nov 17, 2022
Instrument	7147-0224

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 271 W Main St was $2,341, up 15.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00 (+15.83%)	$257,000 (+15.85%) Land $30,200 Building $226,800	$257,000 (-) Land $30,200 Building $226,800
2025	$2,021.00	$221,833	$257,000 Land $30,200 Building $226,800
2023	$1,386.00	$151,500 Land $30,200 Building $121,300	$151,500 Land $30,200 Building $121,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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