Worcester County and Lancaster Town property record for 271 Sterling St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,160 sqft · built 1959 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Dec 2025) |
| Tax Bill | $6,862 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:040.0 B:0000 L:0032.0 |
| Primary APN | LANC M:040.0 B:0000 L:0032.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 271 STERLING ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 32.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 271 STERLING ST, LANCASTER, MA 01523-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 3, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NEW FED MORTGAGE CORP |
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Deed Book / Page | 72910 / 370 |
| Prior Transfer Date | Dec 2, 2025 |
| Prior Transfer Doc | 072910-370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Dec 3, 2025 |
| Property Address | 271 STERLING ST, LANCASTER, MA 01523-1838 |
| Document Number | 072910-370 |
| Book / Page | 72910 / 370 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 105238 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 STERLING ST, LANCASTER, MA 01523-1838 |
| Document Number | 0000105239 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 105239 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 271 STERLING ST, LANCASTER, MA 01523-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62399-102 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 62399/102 |
| Instrument | 49428 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,862.00 (+6.27%) | $424,600 (+13.05%) Land $97,500 Building $327,100 | $467,400 (+28.16%) |
| 2024 | $364,705 | ||
| 2023 | $6,457.00 | $375,600 Land $80,700 Building $294,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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