271 Spring Ln, Oakland, MD 21550 Property Records

Garrett County property record for 271 Spring Ln, Oakland, MD 21550

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,128 sqft · built 2003
Lot Size	1.96 acres (85,378 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Sep 2013)
Tax Bill	$2,171 (2026)
Deeds & Mortgages	Aug 2023 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-011612`

Property Details

APN / Parcel Number

Primary APN	`10-011612`
Alternative APN	`011612`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011612
Street Address	271 SPRING LN
City	OAKLAND
State	MD
Zip	21550-4215
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.96 AC S/S SPRING GLADE RD SPRING GLADE
Legal Subdivision	ROBERT F STEWART AND NANCY L STEWART
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1019
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	302 SPRING LN, OAKLAND, MD 21550-4216
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Intrafamily Transfer, Transfer
Mar 28, 2018	Intrafamily Transfer, Transfer · FmHA Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Book / Page	1765 / 477
Last Transfer Date	Aug 9, 2023
Transfer Doc	0025070261
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Aug 22, 2023
Property Address	271 SPRING LN, OAKLAND, MD 21550-4215
Document Number	0025070261
Book / Page	2507 / 261
Instrument Date	Aug 9, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 SPRING LN, OAKLAND, MD 21550-4216

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Mar 28, 2018
Property Address	271 SPRING LN, OAKLAND, MD 21550-4215
Document Number	0020640064
Book / Page	2064 / 0064
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SPRING LN, OAKLAND, MD 21550-4216

Mortgage

Document Number	0000206469
Date	Mar 28, 2018
Instrument	2064/69

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.62%
Index	11th District COF
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,171.00 (+6.95%)	$192,600 (+9%) Land $38,400 Building $154,200	$192,600 (-) Land $38,400 Building $154,200
2025	$2,030.00 (+17.89%)	$176,700 (+21.95%)	$192,600 (+32.92%) Land $38,400 Building $154,200
2023	$1,722.00	$144,900 Land $28,900 Building $116,000	$144,900 Land $28,900 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, Verizon.

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