271 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 271 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,766 sqft · built 1930
Lot Size	0.262 acres (11,417 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,095 (2025)
Deeds & Mortgages	Jan 2021 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-06 B:0000 L:0071`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-06 B:0000 L:0071`
Alternative APN	`M:0D=06 B:0000 L:0071`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,766 sqft Living Area
Gross Area	3,508 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,417 sqft (0.262 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	271 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S
Legal Lot Number	71
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3021
Census Tract	640800

Owner

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 SPENCER ST, FALL RIVER, MA 02721-4522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage CONGRESSIONAL BANK
Jun 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2015
Deed Sale	Aug 5, 2015
Deed Document Number	201512145
Deed Book / Page	8751 / 216
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	271 SPENCER ST, FALL RIVER, MA 02721-4522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10401-312
Date	Jan 15, 2021
Book Page	10401/312
Instrument	1018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	271 SPENCER ST, FALL RIVER, MA 02721-4522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9314-83
Date	Aug 21, 2017
Book Page	9314/83
Instrument	13825

Lender

Name	CONGRESSIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 1, 2017
Property Address	271 SPENCER ST, FALL RIVER, MA 02721-4522
Document Number	9257-109
Book / Page	009257 / 000109
Instrument Date	May 8, 2017
Instrument	9023
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 SPENCER ST FALL RIVER MA 027214522, FALL RIVER, MA 02721-4522

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,095.00 (+8.08%)	$445,000 (+8.46%) Land $135,900 Building $309,100	$443,563
2024	$4,714.00 (+8.59%)	$410,300 (+15.97%) Land $130,800 Building $279,500
2023	$4,341.00	$353,800 Land $124,400 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Cox Communications, Verizon.

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