271 Spectrum Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 271 Spectrum Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 2015
Lot Size	0.164 acres (7,149 sqft)
Owner	Individual Name on Record
Last Sale	$221,695 (Aug 2015)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-05-01-080`

Property Details

APN / Parcel Number

Primary APN	`195-05-01-080`
Alternative APN	`195-00-00-054`

Interior

Building Area	2,210 sqft Finished Area
Gross Area	2,650 sqft
1st Floor Area	1,770 sqft
2nd Floor Area	440 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,149 sqft (0.164 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	30 sqft

Location & Zoning

Street Address	271 SPECTRUM RD
City	SUMMERVILLE
State	SC
Zip	29486-0902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 77
Legal Subdivision	CANE BAY (MAGNOLIA)
Legal Lot Number	77
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2039
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 SPECTRUM RD, SUMMERVILLE, SC 29486-0902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	201520544
Deed Book / Page	11547 / 250
Last Transfer Date	Aug 31, 2020
Transfer Doc	3506/0447
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Sep 18, 2020
Property Address	271 SPECTRUM RD, SUMMERVILLE, SC 29486-0902
Document Number	03506/0447
Book / Page	3506 / 447
Map Reference	CAB P PG 370P&371P
Instrument Date	Aug 31, 2020
Instrument	2020036066
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 SPECTRUM RD, SUMMERVILLE, SC 29486-0902

Mortgage

Document Number	03506/0451
Date	Sep 18, 2020
Book Page	3506/451
Instrument	2020036067

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,105 (+2,400.04%) Land $61,977 Building $217,128	$405,300 (-) Land $90,000 Building $315,300
2025	$1,274.00 (+4.26%) Homeowner's exemption	$11,164 (-) Land $2,479 Building $8,685	$405,300 (-) Land $90,000 Building $315,300
2024	$1,222.00 (-0.24%) Homeowner's exemption	$11,164 (+15%) Land $2,479 Building $8,685	$405,300 (+67%) Land $90,000 Building $315,300
2022	$1,225.00 Homeowner's exemption	$9,708 Land $2,600 Building $7,108	$242,700 Land $65,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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