271 Ray Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 271 Ray Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,408 sqft · built 1978
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Tax Bill$5,304 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APN421500 50.70-1-36.23

Property Details

APN / Parcel Number

Primary APN421500 50.70-1-36.23
Alternative APN
  • 150005007000010360230000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area958 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address271 RAY AVE
CitySCHENECTADY
StateNY
Zip12304-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description& PT OF 319 RAISED RANCH
Legal Block1
Legal Lot Number36.023
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address271 RAY AVE, SCHENECTADY, NY 12304-1433
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 28, 2020
Property Address271 RAY AVE, SCHENECTADY, NY 12304-1433
Document Number0000015246
Book / Page002035 / 000516
Instrument DateApr 11, 2019
Instrument15246
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1174 PARKWOOD BLVD SCHENECTADY NY 123082502, SCHENECTADY, NY 12308-2502

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,304.00$123,900 (-) Land $18,600 Building $105,300$205,166 (+30.82%) Land $30,800 Building $174,366
2023$123,900 Land $18,600 Building $105,300$156,835 Land $23,544 Building $133,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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