Hampshire County and Northampton City property record for 271 Prospect St, Northampton, MA 01060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,154 sqft · built 1868 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,600 (May 1988) |
| Tax Bill | $7,542 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Jun 2018 Mortgage |
| APN | NHAM M:024C B:0012 L:0001 |
| Primary APN | NHAM M:024C B:0012 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,077 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 17,468 sqft (0.401 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 271 PROSPECT ST |
|---|---|
| City | NORTHAMPTON |
| State | MA |
| Zip | 01060-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URB |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 821901 |
Source: Hampshire County and Northampton City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 271 PROSPECT ST, NORTHAMPTON, MA 01060-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 1988 · Amount on Record |
| Deed Sale | May 19, 1988 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 271 PROSPECT ST, NORTHAMPTON, MA 01060-2126 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014150-131 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 14150/131 |
| Instrument | 15088 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 271 PROSPECT ST, NORTHAMPTON, MA 01060-2126 |
| Document Number | 12995-187 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12995-187 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 012995/000187 |
| Instrument | 12139 |
| Name | FREEDOM CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 25, 2033 |
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,542.00 (+21.04%) | $541,400 (+37.62%) Land $247,600 Building $293,800 | $693,690 (+7.97%) |
| 2024 | $642,485 | ||
| 2023 | $6,231.00 | $393,400 Land $204,800 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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