271 Oxbow Rd, Afton, NY 13730 Property Records

Chenango County and Afton Town property record for 271 Oxbow Rd, Afton, NY 13730

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,728 sqft · built 1994
Lot Size	6.11 acres (266,152 sqft)
Owner	Individual Name on Record
Last Sale	$282,975 (Dec 2021)
Tax Bill	$5,963 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`082089 290.-1-3.22`

Property Details

APN / Parcel Number

Primary APN	`082089 290.-1-3.22`
Alternative APNs	`208929000000010032200000` `0110610`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	576 sqft
Upper Floors Area	320 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	266,152 sqft (6.11 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0110610
Street Address	271 OXBOW RD
City	AFTON
State	NY
Zip	13730-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUSTEE FOR GERALD BROWNE EST
Legal Block	1
Legal Lot Number	3.220
Jurisdiction	CHENANGO NY
Township / Civil Division	AFTON
Census Block Group	1
Census Block	1053
Census Tract	970901

Owner

Source: Chenango County and Afton Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 OXBOW RD, AFTON, NY 13730-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP
Jul 13, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit TIOGA ST BK
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WARRENS EXCAVATION & STONE PRO
Sep 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2021202100002242
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000001159
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000001131
Date	Jul 20, 2023
Instrument	20230-00001131

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Dec 28, 2021
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Document Number	2021000002242
Instrument Date	Dec 7, 2021
Instrument	20210-00002242
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 STUMPTOWN RD, AFTON, NY 13730-2197

Mortgage

Document Number	21000003089
Date	Dec 28, 2021
Instrument	210-00003089

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 13, 2021
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Document Number	2021000001159
Instrument Date	Jul 6, 2021
Instrument	20210-00001159
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 OXBOW RD, AFTON, NY 13730-2228

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Document Number	0000000764
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 OXBOW RD AFTON NY 137302228, AFTON, NY 13730-2228

Mortgage

Document Number	0000000764
Date	May 1, 2019
Instrument	764

Lender

Name	TIOGA ST BK
Type	Bank
Address	BINGHAMTON, NY 13901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Dec 3, 2018
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Document Number	00000D1847
Instrument Date	Nov 29, 2018
Instrument	D1847
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	271 OXBOW RD AFTON NY 137302228, AFTON, NY 13730-2228

Mortgage

Document Number	M2361
Date	Dec 3, 2018
Instrument	M2361

Lender

Name	WARRENS EXCAVATION & STONE PRO
Address	208 LEWIS LN, AFTON, NY 13730-3190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 21, 2018
Property Address	271 OXBOW RD, AFTON, NY 13730-2228
Document Number	0000001418
Instrument Date	Sep 19, 2018
Instrument	1418
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 OXBOW RD AFTON NY 137302228, AFTON, NY 13730-2228

Tax Assessment & Valuation

Source: Chenango County and Afton Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Afton Town
Unified School District	Afton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,963.00 (+1.5%)
2025	$5,875.00	$100,000 (-) Land $10,000 Building $90,000	$238,095 (+19.05%) Land $23,809 Building $214,286
2023		$100,000 Land $10,000 Building $90,000	$200,000 Land $20,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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