Franklin County property record for 271 Novak Ln, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,513 sqft · built 2013 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-5-15.0-0-000-012.100 |
| Primary APN | 25-5-15.0-0-000-012.100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Street Address | 271 NOVAK LN |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 15 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 800502 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Oct 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 |
| Deed Sale | Jun 11, 2024 |
| Prior Sale | Jan 23, 2013 |
| Deed Document Number | 2406675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0002601663 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2601663 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 11, 2024 |
| Property Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
| Document Number | 0002406675 |
| Map Reference | DOC 1221871 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 2406675 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
| Document Number | 0002406676 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | 2406676 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 29, 2021 |
| Property Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
| Document Number | 0002120464 |
| Map Reference | PB M PG 285 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2120464 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 NOVAK LN, GERALD, MO 63037-2731 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+21.88%) | $51,554 (+9.24%) | $277,600 (+9.68%) Land $41,000 Building $236,600 |
| 2023 | $2,317.00 (+1.76%) | $47,195 | $253,090 Land $32,500 Building $220,590 |
| 2022 | $2,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 25 / 3 |
May also be available: FireServe.
5G (outdoors only) and 4G LTE
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