1. Home
  2. Illinois
  3. Aurora
  4. N Smith St

271 N Smith St, Aurora, IL 60505 Property Records

Kane County property record for 271 N Smith St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 994 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Dec 2025)
Tax Bill$3,058 (2025)
Deeds & MortgagesJan 2025 Mortgage
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-23-327-002

Property Details

APN / Parcel Number

Primary APN15-23-327-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area994 sqft Living Area
Gross Area2,099 sqft
1st Floor Area994 sqft
Basement Area705 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address271 N SMITH ST
CityAURORA
StateIL
Zip60505-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEDDS & NOBLES SUB : LOT 18 WOODRUFFS ADDN : LOT 10 LOT DIMENSIONS: 60 X 120 APPROX LOT SQ FT 7200 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal SubdivisionSHEDDS&NOBLES SUB
Legal Block2
Legal Lot Number10,18
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2000
Census Tract853401

Owner

Source: Kane County records · APN 15-23-327-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address271 N SMITH ST, AURORA, IL 60505-2845
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2025Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Dec 03, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 03, 2025Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 18, 2016Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2025 · Amount on Record
Deed SaleDec 03, 2025 · Amount on Record
Deed Document Number202547946
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address271 N SMITH ST, AURORA, IL 60505-2845
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 N SMITH ST, AURORA, IL 60505-2845

Mortgage

Document Number0000003314
DateJan 28, 2025
Instrument2025K003314
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055
Interest
Rate TypeFixed Rate
Rate6.62%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 03, 2025
Property Address271 N SMITH ST, AURORA, IL 60505-2845
Document Number0000047946
Instrument DateNov 13, 2025
Instrument2025K047946
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address271 N SMITH ST, AURORA, IL 60505-2845

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 N SMITH ST, AURORA, IL 60505-2845

Mortgage

Document Number0000047947
DateDec 03, 2025
Instrument2025K047947
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055
Interest
Rate TypeFixed Rate
Rate6.37%

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKANE IL
Recording DateDec 03, 2025
Property Address271 N SMITH ST, AURORA, IL 60505-2845
Document Number0000047945
Instrument DateNov 12, 2025
Instrument2025K047945
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address271 N SMITH ST, AURORA, IL 60505-2845

Mortgage

Document Number0000047948
DateDec 03, 2025
Instrument2025K047948
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address271 N SMITH ST, AURORA, IL 60505-2845
Document Number0000001577
Instrument DateDec 18, 2016
Transaction TypeMortgage
Record UpdatedMay 02, 2017
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address271 N SMITH ST AURORA IL 605052845, AURORA, IL 60505-2845

Mortgage

Document Number0000001577
DateJan 10, 2017
Instrument1577
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 09, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,058.00 (+5.92%) Homeowner's exemption
2024$2,887.00 (+9.81%) Homeowner's exemption$50,125 (+23.43%) Land $6,373 Building $43,752$150,435 (+23.48%) Land $19,127 Building $131,309
2022$2,629.00 (+2.42%) Homeowner's exemption$40,609 (+7.41%) Land $5,195 Building $35,414$121,827 (+7.41%) Land $15,585 Building $106,242
2021$2,567.00 Homeowner's exemption$37,808 Land $4,837 Building $32,971$113,424 Land $14,511 Building $98,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 653 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAURORA
serves 183,000 people
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures