Shelby County property record for 271 McCormack Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2018) |
| Tax Bill | $900 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A-01-010 |
| Primary APN | 092A-01-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 0047098 |
|---|---|
| Street Address | 271 MCCORMACK RD |
| City | WADDY |
| State | KY |
| Zip | 40076-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY LANE EST LOT 6 |
| Legal Subdivision | COUNTRY LANE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 40101 |
Source: Shelby County records · APN 092A-01-010
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 271 MCCORMACK RD, WADDY, KY 40076-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage MAINSOURCE BANK |
| Oct 03, 2017 | Deed, Transfer · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | Oct 03, 2017 · Amount on Record |
| Deed Document Number | 437958 |
| Deed Book / Page | D0633 / 662 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 271 MCCORMACK RD, WADDY, KY 40076-5021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1245/107 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | M1245/107 |
| Instrument | 477341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Mar 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jan 30, 2018 |
| Property Address | 271 MCCORMACK RD, WADDY, KY 40076-5021 |
| Document Number | 0D0633/662 |
| Book / Page | D0633 / 662 |
| Map Reference | CAB 5 SL 187 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 437958 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3215 WADDY RD, 3215, WADDY, KY 40076-6061 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 271 MCCORMACK RD, WADDY, KY 40076-5021 |
| Document Number | 0000437959 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 437959 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Oct 03, 2017 |
| Property Address | 271 MCCORMACK RD, WADDY, KY 40076-5021 |
| Document Number | 0D0629/222 |
| Book / Page | D0629 / 222 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 434845 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6641 LINCOLNSHIRE RD, 6641, MOBILE, AL 36619-1604 |
| Name | Verified Name |
|---|---|
| Address | 3215 WADDY RD, WADDY, KY 40076-6061 |
| Document Number | 0000434846 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 434846 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $900.00 (-5.46%) Homeowner's exemption | $125,000 (-) | $125,000 (-) |
| 2023 | $952.00 Homeowner's exemption | $125,000 | $125,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 63 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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