271 Mariner Cir, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 271 Mariner Cir, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$579,000 (Jun 2025)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	May 2023 Refinance Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:039 L:020`

Property Details

APN / Parcel Number

Primary APN	`COTU M:039 L:020`
Alternative APN	`22996`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	3,558 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	22996
Street Address	271 MARINER CIR
City	COTUIT
State	MA
Zip	02635-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	20
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2042
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	271 MARINER CIR, COTUIT, MA 02635-2642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2025	Quit Claim Deed, Transfer · Line of Credit LEADER BANK NA
Jan 25, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 22, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Book / Page	37057 / 292
Last Transfer Date	Jan 13, 2026
Transfer Doc	0037416-90
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	271 MARINER CIR, COTUIT, MA 02635-2642
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035809-193
Date	May 26, 2023
Book Page	35809/193
Instrument	21048

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Jan 14, 2026
Property Address	271 MARINER CIR, COTUIT, MA 02635-2642
Document Number	0037416-90
Book / Page	37416 / 90
Instrument Date	Jan 13, 2026
Instrument	1765
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MARINER CIR, COTUIT, MA 02635-2642

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Jun 30, 2025
Property Address	271 MARINER CIR, COTUIT, MA 02635-2642
Document Number	037057-292
Book / Page	37057 / 292
Instrument Date	Jun 24, 2025
Instrument	26185
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	271 MARINER RD, BARNSTABLE, MA 02630

Mortgage

Document Number	0000026186
Date	Jun 30, 2025
Instrument	26186

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jan 25, 2018
Property Address	271 MARINER CIR, COTUIT, MA 02635-2642
Document Number	31044-291
Book / Page	031044 / 000291
Instrument Date	Jan 25, 2018
Instrument	4054
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,926.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 MARINER CIR COTUIT MA 026352642, COTUIT, MA 02635-2642

Mortgage

Document Number	31044-294
Date	Jan 25, 2018
Book Page	031044/000294
Instrument	4055

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Nov 22, 2017
Property Address	271 MARINER CIR, COTUIT, MA 02635-2642
Document Number	30917-231
Book / Page	030917 / 000231
Instrument Date	Nov 7, 2017
Instrument	59908
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount Recorded
Tax	$1,613.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WAREHAM ST MIDDLEBORO MA 023462456, MIDDLEBORO, MA 02346-2456

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (+6.57%)	$462,100 (+0.57%) Land $155,900 Building $306,200	$546,345
2024	$3,621.00 (+6.72%)	$459,500 (+13.34%) Land $155,900 Building $303,600
2023	$3,393.00	$405,400 Land $141,700 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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