271 Lazy River Rd, Hermon, NY 13652 Property Records

St. Lawrence County and Russell Town property record for 271 Lazy River Rd, Hermon, NY 13652

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,960 sqft · built 1985
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2022)
Tax Bill	$5,159 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Sale + 1 more
APN	`407800 132.001-2-3`

Property Details

APN / Parcel Number

Primary APN	`407800 132.001-2-3`
Alternative APN	`780013200100020030000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	1,242 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407800 132.001-2-3
Street Address	271 LAZY RIVER RD
City	HERMON
State	NY
Zip	13652-3197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SP2/98 55000
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3047
Census Tract	492600

Owner

Source: St. Lawrence County and Russell Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 LAZY RIVER RD, HERMON, NY 13652-3197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Warranty Deed, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST LAWRENCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Feb 9, 1998 · Amount on Record
Deed Document Number	20224565
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 11, 2022
Property Address	271 LAZY RIVER RD, HERMON, NY 13652-3197
Document Number	0000004565
Instrument Date	Mar 17, 2022
Instrument	R-2022-00004565
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 LAZY RIVER RD, HERMON, NY 13652-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 MAYLAND STREET #3 # 3, 3, LONGVIEW, WA 98632-3460

Mortgage

Document Number	0000004566
Date	Apr 11, 2022
Instrument	R-2022-00004566

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 12, 2022
Property Address	271 LAZY RIVER RD, HERMON, NY 13652-3197
Document Number	0000004642
Instrument Date	Mar 15, 2022
Instrument	R-2022-00004642
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 LAZY RIVER RD, HERMON, NY 13652-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 LAZY RIVER RD, HERMON, NY 13652-3197

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	271 LAZY RIVER RD, HERMON, NY 13652-3140
Document Number	0000012123
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 LAZY RIVER RD HERMON NY 136523140, HERMON, NY 13652-3140

Mortgage

Document Number	0000012123
Date	Nov 10, 2020
Instrument	12123

Lender

Name	ST LAWRENCE FCU
Type	Credit Union
Address	OGDENSBURG, NY 13669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Tax Assessment & Valuation

Source: St. Lawrence County and Russell Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Russell Town
Unified School District	Hermon-DeKalb Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,159.00 (+10.52%)
2025	$4,668.00	$81,600 (-) Land $6,800 Building $74,800	$185,455 (+40.91%) Land $15,455 Building $170,000
2023		$81,600 (-) Land $6,800 Building $74,800	$131,613 (+5.65%) Land $10,968 Building $120,645
2022		$81,600 Land $6,800 Building $74,800	$124,580 Land $10,382 Building $114,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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