271 Larry Ln, Spring City, TN 37381 Property Records

Rhea County property record for 271 Larry Ln, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,702 sqft · built 1994
Lot Size	4.67 acres (203,425 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jan 2018)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072038 07901`

Property Details

APN / Parcel Number

Primary APN	`072038 07901`
Alternative APN	`038 07901`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	203,425 sqft (4.67 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	100 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	271 LARRY LN
City	SPRING CITY
State	TN
Zip	37381-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: CHRISTOPHER GOULD SUBD
Legal Subdivision	CHRISTOPHER GOULD SUBD
Legal Lot Number	1
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	2
Census Block	2039
Census Tract	975000

Owner

271 Larry Ln is owned and occupied by an individual who bought it in January 2018.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	271 LARRY LN, SPRING CITY, TN 37381-4738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 24, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Jan 9, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Prior Sale	Dec 19, 2003 · Amount on File
Deed Document Number	18004661
Deed Book / Page	463 / 150
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	271 LARRY LN, SPRING CITY, TN 37381-4738
Document Number	0000004927
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 LARRY LN SPRING CITY TN 373814738, SPRING CITY, TN 37381-4738

Mortgage

Document Number	0000004927
Date	Dec 8, 2020
Book Page	000639/000788
Instrument	4927

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 7, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	271 LARRY LN, SPRING CITY, TN 37381-4738
Document Number	0000000055
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	271 LARRY LN SPRING CITY TN 373814738, SPRING CITY, TN 37381-4738

Mortgage

Document Number	0000000055
Date	Jan 6, 2020
Book Page	000620/000721
Instrument	55

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Jan 5, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jan 9, 2018
Property Address	271 LARRY LN, SPRING CITY, TN 37381-4738
Document Number	0000004661
Book / Page	000463 / 000150
Instrument Date	Dec 21, 2017
Instrument	4661
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 LARRY LN SPRING CITY TN 373814738, SPRING CITY, TN 37381-4738

Mortgage

Document Number	4662
Date	Jan 9, 2018
Book Page	000587/000580
Instrument	4662

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 271 Larry Ln was $1,025.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00	$76,025 Land $18,275 Building $57,750
2024			$304,100 Land $73,100 Building $231,000
2022		$49,850 Land $12,225 Building $37,625	$199,400 Land $48,900 Building $150,500
2021	$1,124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 271 Larry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Larry Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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