271 Knox Ave, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 271 Knox Ave, Downsville, NY 13755

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2024)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122400 358.2-2-42`

Property Details

APN / Parcel Number

Primary APN	`122400 358.2-2-42`
Alternative APNs	`24003580020002042000` `05601132009`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	171 ft deep x 77 ft wide

Location & Zoning

Account Number	05601132009
Street Address	271 KNOX AVE
City	DOWNSVILLE
State	NY
Zip	13755-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	2
Census Block	2049
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 153, DOWNSVILLE, NY 13755-0153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Nov 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DELAWARE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	20243779
Deed Book / Page	1787 / 91
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Jul 8, 2026
Property Address	271 KNOX AVE, DOWNSVILLE, NY 13755-7738
Document Number	0000004097
Book / Page	2577 / 96
Instrument Date	Jun 22, 2026
Instrument	20264097
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE AG LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 KNOX AVE, DOWNSVILLE, NY 13755-7738

Mortgage

Document Number	0000004097,
Date	Jul 8, 2026
Book Page	2577/96
Instrument	20264097

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	271 KNOX AVE, DOWNSVILLE, NY 13755-7738
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002198/68
Date	Sep 11, 2019
Book Page	2198/68
Instrument	7228

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 14, 2022
Property Address	271 KNOX AVE, DOWNSVILLE, NY 13755-7738
Document Number	001731/184
Book / Page	1731 / 184
Instrument Date	Nov 14, 2022
Instrument	8356
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 CLARK ST, DOWNSVILLE, NY 13755-7720

Mortgage

Document Number	0000008357
Date	Nov 14, 2022
Instrument	8357

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+0.25%)
2025	$2,017.00 (+23.59%)	$3,100 (-) Land $500 Building $2,600	$77,500 (-) Land $12,500 Building $65,000
2023		$3,100 Land $500 Building $2,600	$77,500 Land $12,500 Building $65,000
2020	$1,632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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