Passaic County and Clifton City property record for 271 Harding Ave, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 2,560 sqft · built 1923 |
| Lot Size | 0.098 acres (4,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Sep 2021) |
| Tax Bill | $12,405 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00020-04-00013 |
| Primary APN | 02-00020-04-00013 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,256 sqft (0.098 acres) |
| Lot Dimensions | 115 ft deep x 37 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200020400013 |
|---|---|
| Street Address | 271 HARDING AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07011-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Block | 20.4 |
| Legal Lot Number | 13 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 124602 |
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 271 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 27, 2021 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2007 |
| Deed Document Number | 202161140 |
| Deed Book / Page | 4140 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 271 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000031555 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | M18045/154 |
| Instrument | 2022031555 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 24, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 271 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000030111 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | M18031/67 |
| Instrument | 2022030111 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 27, 2021 |
| Property Address | 271 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000061140 |
| Book / Page | 4140 / 140 |
| Instrument Date | Jun 26, 2021 |
| Instrument | 2021061140 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 MCKINLEY ST, LINCOLN PARK, NJ 07035-1707 |
| Name | Verified Name |
|---|---|
| Address | 271 HARDING AVE, CLIFTON, NJ 07011-3129 |
| Document Number | 0000061141 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021061141 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,400 (-) Land $79,500 Building $122,900 | $202,400 (-) Land $79,500 Building $122,900 | |
| 2025 | $12,405.00 (+3.25%) | $202,400 (+12.26%) Land $79,500 Building $122,900 | $202,400 (+12.26%) Land $79,500 Building $122,900 |
| 2024 | $12,014.00 (+16.7%) | ||
| 2023 | $180,300 Land $79,500 Building $100,800 | $180,300 Land $79,500 Building $100,800 | |
| 2022 | $10,295.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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