271 Grubbs Ln, Waddy, KY 40076 Property Records

Shelby County property record for 271 Grubbs Ln, Waddy, KY 40076

Property Summary

Owner	Individual Name on File
Tax Bill	$224 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`073-00-029G`

Property Details

APN / Parcel Number

Primary APN	`073-00-029G`
Alternative APNs	`0049096` `0046651`

Location & Zoning

Account Number	0046651
Street Address	271 GRUBBS LN
City	WADDY
State	KY
Zip	40076-6130
Property Category	Other
Property Type	Unknown
Legal Description	AMD MILES FM GRUBBS LN DIV TR B
Legal Subdivision	MILES FARM GRUBBS LANE
Legal Tract	B
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2042
Census Tract	40101

Owner

271 Grubbs Ln is owned by an individual who acquired it in November 2022.

Source: Shelby County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	271 GRUBBS LN, WADDY, KY 40076-6130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Nov 15, 2022	Intrafamily Transfer, Transfer
Nov 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2008
Deed Sale	Nov 12, 2008
Deed Document Number	2008346225
Deed Book / Page	518 / 263
Last Transfer Date	Nov 11, 2022
Transfer Doc	00D707/645
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1058/691
Date	Sep 20, 2017
Book Page	M1058/691
Instrument	434408

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1058/707
Date	Sep 20, 2017
Book Page	M1058/707
Instrument	434409

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M1166/31
Date	Jul 8, 2020
Book Page	M1166/31
Instrument	461597

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1296/662
Date	Nov 15, 2022
Book Page	M1296/662
Instrument	490793

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Index	Other

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1296/682
Date	Nov 15, 2022
Book Page	M1296/682
Instrument	490813

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	SIMPSONVILLE, KY 40067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Nov 15, 2022
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Document Number	00D707/645
Book / Page	D707 / 645
Instrument Date	Nov 11, 2022
Instrument	490790
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 JOHN DAVIS DR APT 711, 711, FRANKFORT, KY 40601-7573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 GRUBBS LN, WADDY, KY 40076-6130

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Nov 7, 2019
Property Address	271 GRUBBS LN, WADDY, KY 40076-6130
Document Number	0D0657/293
Book / Page	D0657 / 293
Map Reference	CAB 9 SL 287
Instrument Date	Oct 31, 2019
Instrument	454963
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1589 OAK RD, SNELLVILLE, GA 30078-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 GRUBBS LN, WADDY, KY 40076-6130

Tax Assessment & Valuation

The 2025 property tax bill for 271 Grubbs Ln was $224.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$224.00	$20,000	$20,000
2023	$230.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 Grubbs Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Grubbs Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Grubbs Ln

Nearby Streets

All Waddy, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures