Haywood County property record for 271 Ernest Rogers Rd, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2015 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jul 2015) |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-20-5806 |
| Primary APN | 8647-20-5806 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,544 sqft |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Lot Area | 17,903 sqft (0.411 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 240540 |
|---|---|
| Street Address | 271 ERNEST ROGERS RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-8668 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CR1 |
| Legal Description | 271 ERNEST ROGERS RD #3 |
| Legal Subdivision | CLIFFORD G SECHSER |
| Legal Unit | 3 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920502 |
271 Ernest Rogers Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2015.
Source: Haywood County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 271 ERNEST ROGERS RD, CLYDE, NC 28721-8668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Oct 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage RAPID HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on File |
| Deed Sale | Jul 2, 2015 · Amount on File |
| Deed Document Number | 20155327 |
| Deed Book / Page | 888 / 1849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 26, 2026 |
| Property Address | 271 ERNEST ROGERS RD, CLYDE, NC 28721-8668 |
| Document Number | 0000007476 |
| Book / Page | 1160 / 333 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20267476 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 271 ERNEST ROGERS RD, CLYDE, NC 28721-8668 |
| Document Number | 0000007476, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 1160/333 |
| Instrument | 20267476 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 271 ERNEST ROGERS RD, CLYDE, NC 28721-8668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | UNKNOWN, EXPRESS FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 271 ERNEST ROGERS RD, CLYDE, NC 28721-8668 |
| Document Number | 0011382060 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 1138/2060 |
| Instrument | 2025008883 |
| Name | RAPID HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FARMINGTON, MI 48334 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 271 Ernest Rogers Rd was $1,000.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,500 (-) Land $26,400 Building $103,100 | ||
| 2025 | $1,000.00 | $129,500 Land $26,400 Building $103,100 | $129,500 Land $26,400 Building $103,100 |
| 2023 | $129,500 Land $26,400 Building $103,100 | $129,500 Land $26,400 Building $103,100 | |
| 2021 | $129,500 Land $26,400 Building $103,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 271 Ernest Rogers Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 271 Ernest Rogers Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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